SBI CARDS AND PAYMENT SERVICES

BSE: 543066 01 Jun 2025

Financial Services

₹ 914

SBI CARDS AND PAYMENT SERVICES LIMITED specializes in Non Banking Financial Company (NBFC) within the Financial Services sector.

SBI CARDS AND PAYMENT SERVICES

BSE: 543066 01 Jun 2025

Financial Services

₹ 914

SBI CARDS AND PAYMENT SERVICES LIMITED specializes in Non Banking Financial Company (NBFC) within the Financial Services sector.

Book Value

145.0

Dividend Yield

0.27%

Debt to Equity

3.26

Stock P/E

45.7

Market Cap

87,628 Cr

SBI CARDS AND PAYMENT SERVICES - Share Price & Details

Market Cap

₹87,628

High /Low

931.0 / 648.0

Stock P/E

45.7

Book Value

₹145.0

Dividend Yield

0.27

ROCE

10.4

ROE

₹14.8

Face Value

10.0

PEG Ratio

5.08

EVEBITDA

₹22.0

Debt

44,947

CMP / FCF

-18.2

Debt to equity

₹3.26

NP Ann

1,916

High price all time

1,165

Piotroski score

₹3.0

Graham Number

256.0

No. Eq. Shares

95.1

Net CF

₹55.5

Net profit

1,916

Price to book value

6.36

Interest Coverage

₹1.81

Low price all time

495.0

Industry PE

25.3

Reserves

₹12,830

Free Cash Flow

₹-2,196

Price Chart

Volume Chart

Peer Comparison

Stock	Total Income	Net Profit	Net Sales	EPS	Market Cap (in Cr)	P/E
Satyam Silk Mills Ltd	NA	NA	NA	NA	0
Shikhar Leasing and Trading Ltd.	NA	NA	NA	NA	0
SBI CARDS AND PAYMENT SERVICES	48317.4	5341.8	46739.5	5.61	87,628	45.7
INDIAN BANK	NA	NA	NA	NA	83054	7.38
PB Fintech Limited	1100.7	-157.9	468.5	-0.34	80903	256.0

Peer Comparison Chart

About SBI CARDS AND PAYMENT SERVICES

SBI CARDS AND PAYMENT SERVICES LIMITED, with Security Code 543066, is a leading player in the Non Banking Financial Company (NBFC) industry, categorized under the Financial Services sector, offering Equity instruments.

Latest News

SBI RuPay Credit Card - Types, Charges, Features and Benefits

(20 May 2025)

RuPay is an Indian payment network developed by the National Payments Corporation of India (NPCI), offering domestic debit and credit cards.

SBICARD Outlook for the Week (May 12, 2025 – May 16, 2025)

(10 May 2025)

Technically, SBI Cards & Payment Services share price will see immediate support at 852.18 and immediate resistance would be seen at 906.03.

One parent, two fates: Why SBI Life soars, but SBI Card lags | Stock Market News

(05 May 2025)

Over the last five years, SBI Life has delivered more than 130% return, while SBI Card is almost halfway behind at just about 55%.

Quarterly Table

Standalone

Metrics	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025
Sales	3,507.1	3,762.2	3,911.9	4,087.3	4,621.7	4,347.7	4,358.6	4,421.0	4,618.7	4,674.0
Expenses	2,466.5	2,564.6	2,630.9	2,760.3	3,257.7	2,811.0	2,867.2	3,172.6	3,371.5	3,316.3
Operating Profit	1,040.6	1,197.6	1,281.0	1,327.0	1,364.0	1,536.8	1,491.4	1,248.5	1,247.2	1,357.7
OPM %	29.67%	31.83%	32.75%	32.47%	29.51%	35.35%	34.22%	28.24%	27%	29.05%
Other Income	149.0	154.4	134.2	134.0	119.9	126.9	124.0	134.8	147.9	157.8
Interest	464.3	507.3	571.1	604.9	695.5	723.8	766.8	787.7	828.6	795.3
Depreciation	41.0	45.1	47.6	46.8	50.8	51.6	49.4	50.4	48.8	1.7
Profit before tax	684.3	799.7	796.6	809.4	737.6	888.2	799.2	545.2	517.6	718.5
Tax %	25.6%	25.4%	25.5%	25.5%	25.6%	25.4%	25.6%	25.8%	26%	25.7%
Net Profit	509.5	596.5	593.3	603.0	549.1	662.4	594.4	404.4	383.2	534.2
EPS in Rs	5.36	6.28	6.24	6.35	5.78	6.96	6.25	4.25	4.03	5.61

Shareholding Distribution

Shareholding Pattern

Key Non-Promoter Stakeholder Activity

Person Category	Total After Acquisition Shares

Compounded Data

Consolidated

Standalone

Compounded Sales Growth
10 Years:	26%
5 Years:	14%
3 Years:	19%
TTM:	6%

Compounded Profit Growth
10 Years:	22%
5 Years:	9%
3 Years:	6%
TTM:	-20%

Stock Price CAGR
10 Years:	0%
5 Years:	12%
3 Years:	5%
1 Year:	25%

Compounded Sales Growth
10 Years:	0%
5 Years:	0%
3 Years:	0%
TTM:	0%

Compounded Profit Growth
10 Years:	0%
5 Years:	0%
3 Years:	0%
TTM:	0%

Stock Price CAGR
10 Years:	0%
5 Years:	0%
3 Years:	0%
1 Year:	0%

All Deals

Date	Stock	Party	Deal	Acq. Mode	Trans.	Quan.	Price	Value

SBI CARDS AND PAYMENT SERVICES

SBI CARDS AND PAYMENT SERVICES

SBI CARDS AND PAYMENT SERVICES - Share Price & Details

Price Chart

Volume Chart

Peer Comparison

Peer Comparison Chart

About SBI CARDS AND PAYMENT SERVICES

Latest News

SBI RuPay Credit Card - Types, Charges, Features and Benefits

SBICARD Outlook for the Week (May 12, 2025 – May 16, 2025)

One parent, two fates: Why SBI Life soars, but SBI Card lags | Stock Market News

SBI Card shares fall over 6% because credit cost isn't falling fast enough

SBICARD Outlook for the Week (May 05, 2025 – May 09, 2025)

Hold SBI Cards and Payment Services: target of Rs 884: ICICI Securities

SBI Card Q4 Results: Profit slips 19% to Rs 534 crore on higher impairment

SBI Cards & Payments Q4 Results: Net profit drops 19% to ₹534 crore, revenue up 7.5% YoY; Asset quality declines

SBI Cards tanks over 6% after Q4 results: Here's what brokerages say

SBI Cards Q4 profit declines 19.4% YoY to ₹534.2 crore; revenue rises 7.5%

SBI Cards Q4 Results: Date, Dividend Update, Earnings Call Schedule And More

Pole and Flag pattern breakout seen on weekly charts for SBI Cards & Payment Services; time to buy?

Breakout Stocks: How to trade SBI Cards & Payment Services, Bajaj Finance & Shree Cement that hit fresh 52-week high? - Market Summary

Sbi Cards And Payment Services News

Sbi Cards And Payment Services Technical Analysis

SBI Cards and Payment share price rises 3%: Should you Buy, Sell of Hold the stock after the record date for Dividend?

SBI Cards Stock in Focus as It Trades Ex-Dividend Today – Key Insights for Investors

SBI Cards shares hit 52-week high, here's why

SBI Cards Q3 Results: Date, Time, Earnings Call Schedule And More

SBI Cards & Payment Services Ltd soars 1.29%, up for third straight session

SBI Cards Reports 3.4% Increase, Outperforms Sector with 6.02% Return Over Three Days

Market Trading Guide: Nykaa, SBI Card are stock recommendations for Friday

Market Trading Guide: Nykaa, SBI Card among 5 stock recommendations for Friday

SBI Cards And Payment Services - Positive Breakout: These 4 stocks cross above their 200 DMAs

SBI Card gets two upgrades with an increase in price target on multiple positive triggers

SBI Cards Gets Two Buy Upgrades On Improving Credit Cost Outlook, 17% Upside Seen

SBI Cards & Payment Services Ltd soars 1.37%, up for fifth straight session

SBI Cards shares rise 5% as two brokerages raise price targets, check details

SBI Cards and Payment Services shares rally 5% as Nomura and Nuvama upgrade ratings to buy, hike target pr

SBI Cards November Spending Market Share Falls, But Morgan Stanley Maintains Equal-Weight

SBI Cards: Stock down 23% in 3 years; more pain ahead or expect a change of fortune in 2025?

SBI Card Surpasses 2 Crore Cards Milestone – Do you Own it?

SBI Cards And Payment Services - Positive Breakout: These 6 stocks cross above their 200 DMAs

Broker’s call: SBI Card (Neutral)

SBI Card achieves 2 cr cards in force milestone

SBI Card surpasses milestone of 20 million credit cards in circulation

SBI Cards must leap over stressful quarters for a runway of recovery

SBI Card update: No reward points for spending on digital gaming platforms

SBI Cards & Payment Services Ltd soars 1.12%

SBI credit card rule change: These SBI credit card customers will not get reward points on digital gaming

SBI Cards: Time to Dis’card’?

SBI credit card changes: New utility payment fees and reward policy rules from Dec 1

Negative on CreditAccess Grameen, SBI Card, MMFS shares, prefer SHFL, LIC Housing: Nomura

SBI credit card reward points redemption: Processing fee, expiry date, how to redeem SBI reward points

SBI Cards & Payment Services Ltd soars 1.42%, rises for fifth straight session

Board of SBI Cards appoints Chairman

SBI Cards & Payment Services Reports Negative Financial Performance in Q2 FY24-25

SBICARD Outlook for the Week

All's not well with SBI Card: Here's why profits and market share are falling

SBI Card Share Price Drops 0.15%—Buy, Hold, or Sell?

Carlyle Group completes GE Capital stake buy in SBI Card | Company Business News

SBI Card net income declines 33% to Rs 404 crore

SBI Card shares down 0.1% as Nifty falls

SBI Card: Puzzling investors’ fancy for cards biz | Stock Market News

Credit card updates: SBI Card hikes charges on these cards from November 1; check details

SBI Cards And Payment Services Limited Financial Results For Quarter Ended September 30, 2024

SBI Cards Headed For A Tough Year As Profitability Likely To Remain Under Pressure, Says Nomura

SBI Card Standalone September 2024 Net Sales at Rs 4,421.04 crore, up 8.16% Y-o-Y

New credit card rules: SBI Card increases these credit card charges from November 1, 2024; check details

SBI Cards and Payment Services LimitedFinancial Results for the Quarter ended September 30, 2024

SBI Card Share Price Declines 0.088%: Should You Buy, Hold, or Sell?

SBI Cards Faces Major Setback as Brokerages Signal Warning Signs

SBI Cards and Payment Services declares financial results

SBI Cards stock sees decline, 'Hold' call from MarketsMOJO

SBI Card Q2 Results: Net Down 33% to ₹404 cr

SBI Cards Q2 results: Net profit falls 33% to Rs 404 crore

Q2 results today: Maruti, Cipla and Adani among 139 firms to post earnings

SBI Card Q2 results: Net profit falls 33% to Rs 404 crore

SBI Card Q2 profit down 33 pc to Rs 404 cr

SBI Card Q2 Results: PAT falls 33% YoY to Rs 404 crore, revenue up 8%

SBI Card Q2 Net Down 33% to ₹ 404 crore