SBI CARDS AND PAYMENT SERVICES

BSE: 543066 29 Sep 2025

Financial Services

₹ 899.95

SBI CARDS AND PAYMENT SERVICES LIMITED specializes in Non Banking Financial Company (NBFC) within the Financial Services sector.

SBI CARDS AND PAYMENT SERVICES

BSE: 543066 29 Sep 2025

Financial Services

₹ 899.95

SBI CARDS AND PAYMENT SERVICES LIMITED specializes in Non Banking Financial Company (NBFC) within the Financial Services sector.

Book Value

145.0

Dividend Yield

0.29%

Debt to Equity

3.26

Stock P/E

44.3

Market Cap

83,151 Cr

SBI CARDS AND PAYMENT SERVICES - Share Price & Details

Market Cap

₹83,151

High /Low

1,027 / 660.0

Stock P/E

44.3

Book Value

₹145.0

Dividend Yield

0.29

ROCE

10.4

ROE

₹14.8

Face Value

10.0

PEG Ratio

7.6

EVEBITDA

₹21.3

Debt

44,947

CMP / FCF

-17.0

Debt to equity

₹3.26

NP Ann

1,916

High price all time

1,165

Piotroski score

₹3.0

Graham Number

254.0

No. Eq. Shares

95.2

Net CF

₹55.5

Net profit

1,878

Price to book value

6.03

Interest Coverage

₹1.78

Low price all time

495.0

Industry PE

22.2

Reserves

₹12,830

Free Cash Flow

₹-2,196

Broker Recommendations

Date	Author	Type	Reco Price	Target Price	Potential	Source	PDF Link
28 Jul 2025	ICICI Securities	Hold	₹836.85	₹884	7.6%	moneycontrol	View
30 Apr 2025	ICICI Securities	Hold	₹878.15	₹884	0.6%	moneycontrol	View
24 Apr 2025	Motilal Oswal	Hold	₹926.9	₹975	12.3%	moneycontrol	View
24 Apr 2025	Motilal Oswal	Hold	₹—	₹4,400	—	moneycontrol	View
24 Sep 2024	Motilal Oswal	Hold	₹780	₹850	20.2%	moneycontrol	View
19 Sep 2024	Emkay Global Financial Services	Sell	₹795.15	₹700	-0.9%	moneycontrol	View
28 Jul 2024	Motilal Oswal	Hold	₹720.5	₹770	9.3%	moneycontrol	View
28 Apr 2024	Emkay Global Financial Services	Sell	₹750.4	₹725	2.9%	moneycontrol	View
27 Apr 2024	Motilal Oswal	Hold	₹750.4	₹850	20.6%	moneycontrol	View
27 Jan 2024	Emkay Global Financial Services	Sell	₹759.85	₹725	2.9%	moneycontrol	View
27 Jan 2024	Motilal Oswal	Hold	₹759.85	₹850	20.6%	moneycontrol	View

Price Chart

Volume Chart

Peer Comparison

Stock	Total Income	Net Profit	Net Sales	EPS	Market Cap (in Cr)	P/E
Satyam Silk Mills Ltd	NA	NA	NA	NA	0
Shikhar Leasing and Trading Ltd.	NA	NA	NA	NA	0
SBI CARDS AND PAYMENT SERVICES	50353.9	5559.6	48769.2	5.84	83,151	44.3
PB Fintech Limited	966.4	72.2	401.9	0.16	77022	204.0
INDIAN OVERSEAS BANK	NA	NA	NA	NA	73560	18.7

Peer Comparison Chart

About SBI CARDS AND PAYMENT SERVICES

SBI CARDS AND PAYMENT SERVICES LIMITED, with Security Code 543066, is a leading player in the Non Banking Financial Company (NBFC) industry, categorized under the Financial Services sector, offering Equity instruments.

Order Book

Latest News

SBI Cards Unveils 1,250+ Festive Offers With Up to 27.5% Instant Discount; Details Here

(22 Sep 2025)

SBI Cards and Payment Services Ltd., the largest solely-owned credit card issuer in India, has introduced a variety of exciting offers...

SBI Cards appoints Avinash Agrawal as Chief People Officer

(22 Sep 2025)

SBI Cards and Payment Services has announced the appointment of Avinash Agrawal as its new Chief People Officer (CPO), effective September...

Avinash Agarwal to join as new Chief People Officer at SBI Cards and Payments Ltd

(20 Sep 2025)

The Board of Directors of SBI Cards and Payment Services Limited has appointed Mr. Avinash Agrawal as Chief People Officer of the Company,...

SBI Cards and Payment Services Limited Appoints Avinash Agrawal as the Chief People Officer, Effective September 19, 2025

(19 Sep 2025)

SBI Cards and Payment Services Limited informed that the Board of Directors of the Company, vide its resolution dated September 19, 2025,...

With SBI Cards and Payment Services Limited (NSE:SBICARD) It Looks Like You'll Get What You Pay For

(18 Sep 2025)

With a price-to-earnings (or "P/E") ratio of 45.3x SBI Cards and Payment Services Limited ( NSE:SBICARD ) may be...

SBI Cards Outperforms Market with Strong Short to Long-Term Performance Trends

(15 Sep 2025)

SBI Cards & Payment Services has demonstrated strong performance, gaining 5.1% on September 15, 2025, and outperforming its sector.

Quarterly Table

Standalone

Metrics	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025
Sales	3,762.2	3,911.9	4,087.3	4,621.7	4,347.7	4,358.6	4,421.0	4,618.7	4,674.0	4,876.9
Expenses	2,564.6	2,630.9	2,760.3	3,257.7	2,811.0	2,867.2	3,172.6	3,371.5	3,316.3	3,439.2
Operating Profit	1,197.6	1,281.0	1,327.0	1,364.0	1,536.8	1,491.4	1,248.5	1,247.2	1,357.7	1,437.7
OPM %	31.83%	32.75%	32.47%	29.51%	35.35%	34.22%	28.24%	27%	29.05%	29.48%
Other Income	154.4	134.2	134.0	119.9	126.9	124.0	134.8	147.9	157.8	158.5
Interest	507.3	571.1	604.9	695.5	723.8	766.8	787.7	828.6	795.3	812.8
Depreciation	45.1	47.6	46.8	50.8	51.6	49.4	50.4	48.8	1.7	35.0
Profit before tax	799.7	796.6	809.4	737.6	888.2	799.2	545.2	517.6	718.5	748.4
Tax %	25.4%	25.5%	25.5%	25.6%	25.4%	25.6%	25.8%	26%	25.7%	25.7%
Net Profit	596.5	593.3	603.0	549.1	662.4	594.4	404.4	383.2	534.2	556.0
EPS in Rs	6.28	6.24	6.35	5.78	6.96	6.25	4.25	4.03	5.61	5.84

Shareholding Distribution

Shareholding Pattern

Compounded Data

Consolidated

Standalone

Compounded Sales Growth
10 Years:	26%
5 Years:	14%
3 Years:	19%
TTM:	6%

Compounded Profit Growth
10 Years:	22%
5 Years:	9%
3 Years:	6%
TTM:	-20%

Stock Price CAGR
10 Years:	0%
5 Years:	12%
3 Years:	5%
1 Year:	25%

Compounded Sales Growth
10 Years:	0%
5 Years:	0%
3 Years:	0%
TTM:	0%

Compounded Profit Growth
10 Years:	0%
5 Years:	0%
3 Years:	0%
TTM:	0%

Stock Price CAGR
10 Years:	0%
5 Years:	0%
3 Years:	0%
1 Year:	0%

All Deals

Date	Stock	Party	Deal	Acq. Mode	Trans.	Quan.	Price	Value

Stock Mutual Funds Data

Order Book

News Date ▲▼	Headline ▲▼	Issuer Entity ▲▼	Issuer Type ▲▼	Order Size ▲▼	Time Period ▲▼
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Moving Averages

Latest Close: — • Records Used: — • Last Trading Date: —

Simple Moving Averages (SMA)

Period	SMA Value	Status

Exponential Moving Averages (EMA)

Period	EMA Value	Status

Oscillators

Key Oscillators

latest calculation

Indicator	Value

SBI CARDS AND PAYMENT SERVICES

SBI CARDS AND PAYMENT SERVICES

SBI CARDS AND PAYMENT SERVICES - Share Price & Details

Broker Recommendations

Price Chart

Volume Chart

Peer Comparison

Peer Comparison Chart

About SBI CARDS AND PAYMENT SERVICES

Order Book

Latest News

SBI Cards Unveils 1,250+ Festive Offers With Up to 27.5% Instant Discount; Details Here

SBI Cards appoints Avinash Agrawal as Chief People Officer

Avinash Agarwal to join as new Chief People Officer at SBI Cards and Payments Ltd

SBI Cards and Payment Services Limited Appoints Avinash Agrawal as the Chief People Officer, Effective September 19, 2025

With SBI Cards and Payment Services Limited (NSE:SBICARD) It Looks Like You'll Get What You Pay For

SBI Cards Outperforms Market with Strong Short to Long-Term Performance Trends

What Should Investors Do With SBI Cards?

SBI Cards and Payment Services (NSEI:SBICARD) - Stock Analysis

These SBI credit cards levy less than ₹500 annual fee; check how renewal charges can be waived

sbi cards and payment services ltd soars 2 55 up for third straight session

SBI Cards Appoints Rajnikant Patel as Additional Independent Director for Three-Year Term, Bringing 30+ Years of Financial Expertise Onboard

Rajnikant Patel joins SBI Cards as Additional Independent Director

SBI Cards Successfully Concludes 27th AGM with All Resolutions Passed

SBI Cards allots 16,700 equity shares under ESOP

Flipkart partners with SBI Card to launch co-branded credit card that offers up to 7.5% cashback

SBI Card slips as foreign broker downgrades stock

Stock Calls Today: SBI Cards, Adani Ports, ICICI Bank, Auto Sector On Brokerages Radar

Stock Alert: Biocon, SBI Cards and Payment Services, Oil India, Newgen Software Technologies, Mahindra Logistics

SBI Card, Flipkart launch co-branded credit card with cashback benefits

SBI Cards launches co-branded credit card with Flipkart; Check joining fee, benefits, and more

SBI Cards launches 'Bank of Maharashtra SBI Card'

New Co-Branded Credit Card Launched by Bank of Maharashtra and SBI Card to Enhance Customer Benefits - Know More Details

Six Best SBI Credit Cards: Features, Eligibility And How To Apply

SBICARD Outlook for the Week (August 11, 2025 – August 15, 2025)

SBI Cards & Payment Services Ltd drops for fifth straight session

SBI Cards shares drop 6% as profit takes a hit in Q1; what should you do?

SBI Cards and Payment Services Limited (543066) Sees Unusual Trading Volume - Outstanding capital appreciation

Is SBI Cards and Payment Services Limited (SBICARD) a Good Long Term Bet - Free Daily Trading Room Entry

SBI Cards and Payment Services Limited (543066) to Launch New Product Line - Free Wealth Planning Blueprint

PhonePe SBI Card launched: Two variants with reward points, lounge access, and UPI support

PhonePe SBI co-branded credit card available in two variants; check features and benefits

SBI Cards and Payment Services Limited (SBICARD) Quarterly Results Are Out - Phenomenal capital appreciation

PhonePe SBI Card Launched! What It Will Offer To Users? Airport Lounge Access, Groceries, Travel Booking, More

SBI Cards and Payment Services Limited (543066) Announces Strategic Shift - Free Market Volatility Navigation Tips

SBI Card Q1 Results | Net profit drops 6% amid rising bad debts, impairments; NII up

SBI Cards and Payment Services Limited (SBICARD) Quarterly Results Are Out - Breakthrough capital growth

sbi cards and payment services to discuss results

SBI Card Announces Earnings Call for Q1 FY26 on July 25, 2025

SBI Cards and Payment Services Limited (SBICARD) Quarterly Results Are Out - High-velocity capital appreciation

SBI Cards and Payment Services Limited (543066) Announces Strategic Shift - Consistent triple-digit returns

SBI Cards and Payment Services (NSEI:SBICARD) - Stock Price, News & Analysis

SBI Cards Sees Significant Open Interest Surge Amid Active Market Participation

SBI Cards & Payment Services Ltd soars 2.68%

SBI Cards Share Price Gains Over 2% as Market Share Rises in May

SBI Cards shares rally 2% as credit card spending market share rises in May

Investors in SBI Cards and Payment Services (NSE:SBICARD) have seen respectable returns of 48% over the past five years

Stock Radar: SBI Cards & Payment Services stock zooms 15% in a month! Hits fresh 52-week high – time to bu

SBI Cards to Wipro - Prashanth Tapse suggests stocks to buy in the short term

Rally in SBI Card may have priced in improved outlook | Stock Market News

SBI Cards share price: NBFC stock up 46% on YTD; Check analyst strategy

SBI Cards Reaches 52-Week High Amid Strong NBFC Sector Performance

Here is why shares of SBI Card, RBL Bank rallied after the Reserve Bank of India policy

Coforge, Zydus Life, SBI Cards: 3 stocks to buy for short-term gains

SBI RuPay Credit Card - Types, Charges, Features and Benefits

SBICARD Outlook for the Week (May 12, 2025 – May 16, 2025)

One parent, two fates: Why SBI Life soars, but SBI Card lags | Stock Market News

SBI Card shares fall over 6% because credit cost isn't falling fast enough

SBICARD Outlook for the Week (May 05, 2025 – May 09, 2025)

Hold SBI Cards and Payment Services: target of Rs 884: ICICI Securities

SBI Card Q4 Results: Profit slips 19% to Rs 534 crore on higher impairment

SBI Cards & Payments Q4 Results: Net profit drops 19% to ₹534 crore, revenue up 7.5% YoY; Asset quality declines

SBI Cards tanks over 6% after Q4 results: Here's what brokerages say

SBI Cards Q4 profit declines 19.4% YoY to ₹534.2 crore; revenue rises 7.5%

SBI Cards Q4 Results: Date, Dividend Update, Earnings Call Schedule And More

Pole and Flag pattern breakout seen on weekly charts for SBI Cards & Payment Services; time to buy?

Breakout Stocks: How to trade SBI Cards & Payment Services, Bajaj Finance & Shree Cement that hit fresh 52-week high? - Market Summary

Sbi Cards And Payment Services News

Sbi Cards And Payment Services Technical Analysis

SBI Cards and Payment share price rises 3%: Should you Buy, Sell of Hold the stock after the record date for Dividend?