PNB Housing Finance

BSE: 540173 30 Sep 2025

Financial Services

₹ 864.15

PNB Housing Finance Limited specializes in Housing Finance Company within the Financial Services sector.

PNB Housing Finance

BSE: 540173 30 Sep 2025

Financial Services

₹ 864.15

PNB Housing Finance Limited specializes in Housing Finance Company within the Financial Services sector.

Book Value

649.0

Dividend Yield

0.58%

Debt to Equity

3.7

Stock P/E

11.0

Market Cap

22,511 Cr

PNB Housing Finance - Share Price & Details

Market Cap

₹22,511

High /Low

1,142 / 746.0

Stock P/E

11.0

Book Value

₹649.0

Dividend Yield

0.58

ROCE

9.44

ROE

₹12.2

Face Value

10.0

PEG Ratio

0.34

EVEBITDA

₹11.0

Debt

62,310

CMP / FCF

-4.6

Debt to equity

₹3.7

NP Ann

1,936

High price all time

1,423

Piotroski score

₹4.0

Graham Number

1,069

No. Eq. Shares

26.0

Net CF

₹104

Net profit

2,037

Price to book value

1.33

Interest Coverage

₹1.56

Low price all time

121.0

Industry PE

19.4

Reserves

₹16,603

Free Cash Flow

₹-8,106

Broker Recommendations

Date	Author	Type	Reco Price	Target Price	Potential	Source	PDF Link
05 Aug 2025	Motilal Oswal	Buy	₹778.65	₹980	27.6%	moneycontrol	View
04 Jun 2025	Motilal Oswal	Buy	₹1,057	₹1,230	15.6%	moneycontrol	View
29 Apr 2025	ICICI Securities	Buy	₹986.75	₹1,200	16.4%	moneycontrol	View
28 Apr 2025	Motilal Oswal	Buy	₹986.75	₹1,230	19.3%	moneycontrol	View
21 Jan 2025	Motilal Oswal	Buy	₹898.15	₹1,160	27.2%	moneycontrol	View
23 Dec 2024	Motilal Oswal	Buy	₹842.35	₹1,160	36.9%	moneycontrol	View
30 Apr 2024	ICICI Securities	Buy	₹796.25	₹1,010	14.1%	moneycontrol	View
30 Apr 2024	Motilal Oswal	Buy	₹796.25	₹1,015	14.6%	moneycontrol	View
10 Apr 2024	Motilal Oswal	Buy	₹768.85	₹1,000	13%	moneycontrol	View
25 Jan 2024	Motilal Oswal	Buy	₹819	₹1,025	15.8%	moneycontrol	View
15 Jan 2024	Motilal Oswal	Buy	₹798.8	₹1,025	15.8%	moneycontrol	View

Price Chart

Volume Chart

Peer Comparison

Stock	Total Income	Net Profit	Net Sales	EPS	Market Cap (in Cr)	P/E
Satyam Silk Mills Ltd	NA	NA	NA	NA	0
Shikhar Leasing and Trading Ltd.	NA	NA	NA	NA	0
PNB Housing Finance Limited	20706.1	5317.3	20638.8	20.38	22,511	11.0
Aditya Birla Sun Life AMC Limi	5594.9	2768.9	4419.3	9.58	22443	23.1
Nuvama Wealth Management Limit	4256.5	2214.8	4224.4	59.32	22053	21.4

Peer Comparison Chart

About PNB Housing Finance

PNB Housing Finance Limited, with Security Code 540173, is a leading player in the Housing Finance Company industry, categorized under the Financial Services sector, offering Equity instruments.

Order Book

Latest News

PNB Housing Finance Adjusts Valuation, Reflecting Competitive Landscape in Sector

(23 Sep 2025)

PNB Housing Finance has adjusted its valuation, showcasing a price-to-earnings ratio of 11.14 and a price-to-book value of 1.35.

2 stocks to buy now for an upside of more than 25%; Recommended by Morgan Stanley

(23 Sep 2025)

Synopsis: Morgan Stanley has picked PNB Housing Finance along with ICICI Bank as its two best investments, forecasting that they will go up...

Buy, Sell Or Hold: TCS, PNB Housing, ITC, REC, Ireda — Ask Profit

(22 Sep 2025)

Should you add shares of Indian Renewable Energy Development Agency Ltd.? Should you hold shares of Suzlon Energy Ltd. at the current market...

Axis Bank, RIL, PNB Housing among top firms where MFs raised stakes for four straight quarters

(19 Sep 2025)

PNB Housing Finance has seen the sharpest increase in mutual fund holdings among the NIFTY 500 companies. At the end of the June quarter...

Bajaj Housing Finance, PNB Housing Get UBS Initiation — Here's Why

(19 Sep 2025)

UBS has initiated coverage on two prominent housing finance companies—PNB Housing Finance and Bajaj Housing Finance—highlighting their growth prospects and...

Following a 25% decline over last year, recent gains may please PNB Housing Finance Limited (NSE:PNBHOUSING) institutional owners

(09 Sep 2025)

Key Insights Given the large stake in the stock by institutions, PNB Housing Finance's stock price might be vulnerable...

Quarterly Table

Standalone Consolidated

Metrics	Mar 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Jun 2025
Sales	1,414.2	1,672.2	1,787.2	1,626.8	1,698.8	1,766.1	1,748.1	1,800.7	1,812.5	2,063.9
Expenses	246.6	356.1	409.1	260.9	187.4	189.8	206.2	155.6	152.7	135.7
Operating Profit	1,167.6	1,316.1	1,378.1	1,366.0	1,511.5	1,576.4	1,541.8	1,645.1	1,659.8	1,928.1
OPM %	82.56%	78.71%	77.11%	83.97%	88.97%	89.26%	88.2%	91.36%	91.57%	93.42%
Other Income	0.4	-0.6	0.2	1.0	0.1	1.7	3.4	5.0	9.5	6.7
Interest	931.0	964.1	996.6	1,008.3	1,047.8	1,057.6	1,087.0	1,070.0	1,097.3	1,234.7
Depreciation	14.0	13.1	12.6	12.6	12.6	11.3	13.0	14.1	13.3	14.7
Profit before tax	223.1	338.2	369.1	346.1	451.2	509.2	445.3	566.0	558.7	685.5
Tax %	23.8%	22.3%	26.2%	18.2%	21.8%	24.5%	22.2%	21.6%	21.5%	22.4%
Net Profit	170.0	262.9	272.3	282.9	352.7	384.4	346.5	443.8	438.7	531.7
EPS in Rs	10.06	15.57	16.13	16.72	13.84	14.79	13.31	17.04	16.84	20.38

Metrics	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025
Sales	1,796.5	1,635.7	1,707.6	1,777.8	1,754.8	1,810.0	1,823.1	1,878.7	1,941.8	2,021.9
Expenses	420.7	274.5	200.9	203.7	216.0	170.3	167.6	142.6	155.2	133.2
Operating Profit	1,375.8	1,361.2	1,506.7	1,574.1	1,538.7	1,639.7	1,655.4	1,736.1	1,786.6	1,888.6
OPM %	76.58%	83.22%	88.23%	88.54%	87.69%	90.59%	90.81%	92.41%	92.01%	93.41%
Other Income	0.0	2.0	0.1	1.7	1.3	4.0	9.0	1.0	1.4	14.9
Interest	996.3	1,008.1	1,047.5	1,057.3	1,086.6	1,069.7	1,096.9	1,118.5	1,157.9	1,178.1
Depreciation	12.6	12.6	12.6	11.3	13.1	14.2	13.4	13.9	14.4	14.3
Profit before tax	366.9	342.5	446.7	507.1	440.3	559.8	554.2	604.7	615.7	711.2
Tax %	26.6%	18.5%	22.2%	24.5%	23.1%	21.5%	21.9%	22.3%	21.5%	22.6%
Net Profit	269.1	279.3	347.3	383.0	338.4	439.3	432.8	469.7	483.3	550.4
EPS in Rs	15.94	16.51	13.63	0	13	16.86	16.61	18.02	18.53	21.1

Shareholding Distribution

Shareholding Pattern

Compounded Data

Consolidated

Standalone

Compounded Sales Growth
10 Years:	16%
5 Years:	-2%
3 Years:	8%
TTM:	9%

Compounded Profit Growth
10 Years:	26%
5 Years:	23%
3 Years:	33%
TTM:	28%

Stock Price CAGR
10 Years:	0%
5 Years:	49%
3 Years:	54%
1 Year:	40%

Compounded Sales Growth
10 Years:	0%
5 Years:	-2%
3 Years:	7%
TTM:	9%

Compounded Profit Growth
10 Years:	0%
5 Years:	25%
3 Years:	32%
TTM:	28%

Stock Price CAGR
10 Years:	0%
5 Years:	49%
3 Years:	54%
1 Year:	40%

All Deals

Date	Stock	Party	Deal	Acq. Mode	Trans.	Quan.	Price	Value

Stock Mutual Funds Data

Order Book

News Date ▲▼	Headline ▲▼	Issuer Entity ▲▼	Issuer Type ▲▼	Order Size ▲▼	Time Period ▲▼
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Moving Averages

Latest Close: — • Records Used: — • Last Trading Date: —

Simple Moving Averages (SMA)

Period	SMA Value	Status

Exponential Moving Averages (EMA)

Period	EMA Value	Status

Oscillators

Key Oscillators

latest calculation

Indicator	Value

PNB Housing Finance

PNB Housing Finance

PNB Housing Finance - Share Price & Details

Broker Recommendations

Price Chart

Volume Chart

Peer Comparison

Peer Comparison Chart

About PNB Housing Finance

Order Book

Latest News

PNB Housing Finance Adjusts Valuation, Reflecting Competitive Landscape in Sector

2 stocks to buy now for an upside of more than 25%; Recommended by Morgan Stanley

Buy, Sell Or Hold: TCS, PNB Housing, ITC, REC, Ireda — Ask Profit

Axis Bank, RIL, PNB Housing among top firms where MFs raised stakes for four straight quarters

Bajaj Housing Finance, PNB Housing Get UBS Initiation — Here's Why

Following a 25% decline over last year, recent gains may please PNB Housing Finance Limited (NSE:PNBHOUSING) institutional owners

PNB Housing Finance board okays ₹5,000-crore NCD issuance

PNB Housing Finance Rises on ₹5,000 Cr NCD Approval

Stocks To Watch Today: BHEL, Colgate, Tata Motors, PNB Housing Finance, LIC

PNB Housing Finance Board Clears ₹5,000 Crore NCD Plan After Strong Q1 FY26 Results

PNB Housing Finance board to consider ₹5,000 crore NCD fundraising on September 5

PNB Housing board to consider Rs 5,000 crore NCD issue on Sept 5

PNB Housing Finance Mulls Raising Up To Rs 5,000 Crore Via NCDs

PNB Housing & Aadhar Housing: Arun Kejriwal shares 2 housing finance picks; says this on Bajaj Housing

PNB Housing Finance Appoints D. Surendran as Non-Executive Nominee Director; Brings 35 Years of Banking Experience - Know More About His Journey

D. Surendran appointed as Non-Executive Nominee Director of PNB Housing Finance Ltd

PNB Housing’s Girish Kousgi set to join IIFL Home Finance as CEO

Apollo Micro Systems, PNB Housing, JFSL & BLS Intl: What G Chokkalingam says on these 4 stocks

PNB Housing Finance से निकलकर IIFL Home Finance को जॉइन करेंगे गिरीश कौसगी, CEO की संभालेंगे जिम्मेदारी

PNB Housing Finance Adjusts Evaluation Amid Mixed Technical Signals and Strong Earnings

IREDA, PNB Housing & Adani Total: Kush Ghodasara's take on these 3 stocks

Mint Explainer | The story behind the sudden exit of PNB Housing CEO

PNB Housing Finance makes leadership appointments after MD & CEO exit

Following CEO exit, PNB Housing strengthens leadership with two senior appointments – Who are they?

PNB Housing Finance to allay investor concerns after a 15 percent slide over MD and CEO Kousgi's exit

PNB Housing Finance shares tank 15%; here's why investors are dumping stock

PNB Housing Finance shares tank over 17%; here is why

PNB Housing Finance shares crashed 18% today; what HFC says

Explained: Why PNB Housing Finance Ltd shares crashed 18% today

India's PNB Housing Finance on track for steepest drop in 7 years as CEO resigns

PNB Housing Finance shares crash 17% after resignation of MD & CEO, Girish Kousgi

PNB Housing Finance aims to grow high yielding loan share to 50% by FY27

PNB Housing Finance allots NCDs aggregating to Rs 400 cr

PNB Housing Finance Allots ₹400 Crore NCDs at 7.4342% Coupon Rate

PNB Housing Finance: Growth rebound story at a reasonable valuation

Stocks to Watch: PNB Housing Finance, Oberoi Realty, Bajaj Finance, UltraTech Cement and more

From Eternal, PNB Housing to UltraTech, 8 stocks to watch today

PNB Housing Finance’s overall loan book to about ₹1 lakh cr by March-end 2027: Chief Kousgi

PNB Housing Finance stock rating downgraded to Add by ICICI Securities

PNB Housing Finance Limited (PNBHOUSING) Expands into New Market - High-impact stock picks

PNB Housing Finance Q1 Results: Net Profit Rise 23%

PNB Housing Finance Q1: Net profit rises 23% to ₹534 cr on strong home loan demand; AUM grows 13% to ₹82,100 cr

India's PNB Housing Finance posts higher quarterly profit on loan demand

PNB Housing board sets meeting date to consider ₹10000 crore fundraise

PNB Housing Finance a turnaround story, says UBS; MOFSL sees 17% upside

UBS bullish on PNB Housing turnaround story, sees 17% upside; stock gains

Bajaj Housing Finance, PNB Housing Get UBS Initiation — Heres Why

PNB subsidiary shares are a 'consensus buy' among analysts; UBS sees 17% upside

PNB Housing gets new 'Buy' from UBS on above average growth; stock up 2%

UBS initiates 'Buy' call on PNB Housing Finance, sees 17% upside on strong AUM growth and loan book shift

PNB Housing Finance Sees Surge in Open Interest Amid Increased Trading Activity

10 finance companies update fixed deposit rates: Know best offers

Stocks To Buy: Archean Chemical, PNB Housing Finance, Voltas, Indian Overseas Bank, Rashtriya Chemicals

Buy, Sell, Or Hold: Nilesh Jain Recommends M&M, Voltas PNB Housing Finance Shares Today

PNB Housing Finance elevates Satish Singh as Chief People Officer

PNB Housing Finance appoints Satish Singh as Chief People Officer

Satish Singh Appointed Chief People Officer At PNB Housing Finance

Bhavya Taneja named Chief Marketing Officer at PNB Housing Finance

PNB Housing Finance Expands Mobile Medical Units with Wockhardt Foundation

PNB Housing Finance completes ₹400 crore fundraise via allotment of NCDs

PNB Housing eyes affordable, emerging segments to boost loan yields | Company Business News

Retail investors who hold 32% of PNB Housing Finance Limited (NSE:PNBHOUSING) gained 5.1%, institutions profited as well

PNB Housing Expands Non-Home Loan Portfolio with Fixed Rates

PNB Housing Finance to ramp up affordable, emerging market loans biz in FY26, MD says

Bulk & Block deals: Quality Investment Holdings exits PNB Housing Finance with 10.43% stake sale

After surging 3x in 3 yrs, can PNB Housing Finance sustain the momentum?

Suzlon Energy, PNB Housing, Bajaj Housing & IREDA: What Prashanth Tapse of Mehta Equities says on these 4 stocks

PNB Housing surges 8% after block deal; this shareholder exits company

PNB Housing Finance shares jump 10% after Q4 net profit jumps 27%, asset quality improves