YES BANK ‘s Q3 2024-25 Latest News: Financial Results announced

Today, we’re looking at YES BANK LTD.’s financial performance for the Q3(Dec 2024-25).Starting with the top line, the company reported a robust year-over-year revenue growth of 12.08 %. However, it did see a marginal increase of 1.24 % from the previous quarter. Interest expenses surged remarkably by 1.33 % from the previous quarter, yet the year-over-year increase remains at a moderate 12.91 %. Expenses decreased slightly by -0.53 % quarter-on-quarter, aligning with the annual rise of 0.7 %.
Financing profit, while up 19.43 % compared to last year, faced a quarter-on-quarter increase of 4.82 %, signaling a short-term expansion in margins. The Financing Margin % echoes this narrative, showing resilience on an annual basis with an increase of 3.76 %, but an expansion of 0.61 % sequentially. Other income rose by 6.37 % compared to the last quarter, despite an annual growth of 26.17 %. Profit before tax grew annually by 159.11 % but saw an increase from the preceding quarter by 19.05 %. Tax expenses as a percentage of profits increased slightly by 1.11 % compared to last year, With a more notable quarter-on-quarter increase of 6.64 %.
Net profit rose by 155.34 % year-on-year, but experienced a 9.33 % expansion from the last quarter. And finally, Earnings Per Share (EPS) displayed an annual uptick of 150 % but a quarterly rise of 11.11 %. The Gross NPA % indicates concerning trends with a quarterly drop of -1.58 % and an annual boost of 0 %, signaling robust recovery strategies and a strengthening credit environment. In summary, YES BANK LTD.’s annual performance indicates steady growth, although the quarter-on-quarter figures suggest some areas may require strategic attention.

In reviewing YES BANK LTD.’s 2024-25(Q3) financial snapshot, key trends emerge, shedding light on the company’s performance.Revenue saw a robust 12.08 % year-on-year growth, however, there was a minor increase of 1.24 % from the previous quarter. Interest expenses climbed by 1.33 % quarterly and sharply by 12.91 % annually, demonstrating effective cost control and improved debt management. Expenses rose by 0.7 % compared to the previous year, with a decrease of -0.53 % quarter-on-quarter. Financing Profit surged by 19.43 % annually, and saw a 4.82 % increase from the last quarter.
Net Profit showed yearly increase of 155.34 %, and experienced a 9.33 % increase from the previous quarter. Earnings Per Share (EPS) rose by 150 % annually, however rose by 11.11 % compared to the last quarter. Gross NPA% decreased by -1.58 % quarterly and rose by 0 % annually, indicating growing challenges in asset quality. In essence, while YES BANK LTD. exhibits strong annual growth indicators, short-term improvements suggest the potential for recovery and the importance of strategic adjustments to counter market challenges effectively. That’s all for now in the financial sector.