Times Guaranty ‘s Latest Q2 Report: Profit Up by 19.05% Year-on-Year

The comprehensive analytics outlining the performance and outlook of Times Guaranty Limited‘s stock. This analysis encompasses various metrics including stock performance, investor sentiment, market trends, future outlook, risk factors, investment opportunities, long-term strategy, dividend policy, analyst insights, and the overall risk-reward profile. These insights aim to provide investors with a holistic understanding of the company”s stock, enabling informed decision-making and strategic investment planning.

Today, we’re looking at Times Guaranty Limited’s financial performance for the Q2(Sep 2024-25).Starting with the top line, the company reported a robust year-over-year sales growth of 7.13 %. However, it did see a marginal increase of 1.3 % from the previous quarter. Expenses ticked up slightly by 50 % quarter-on-quarter, aligning with the annual decline of -6.9 %. Operating profit, while up 15.69 % compared to last year, faced a quarter-on-quarter dip of -11.94 %, signaling a short-term contraction in margins.
The Operating Profit Margin (OPM) % echoes this narrative, showing resilience on an annual basis with an increase of 5.09 %, but a shrinkage of -10.36 % sequentially. despite an annual decline of -77.78 %. Profit before tax grew annually by 13.46 % but saw a reduction from the preceding quarter by -11.94 %.
Tax expenses as a percentage of profits decreased slightly by -3.22 % compared to last year, with a more notable quarter-on-quarter decrease of -0.07 %. Net profit rose by 19.05 % year-on-year but witnessed a -10.71 % contraction from the last quarter. And finally, Earnings Per Share (EPS) displayed an annual uptick of 17.02 % but a quarterly fall of -11.29 %. In summary, Times Guaranty Limited’s annual performance indicates steady growth, although the quarter-on-quarter figures suggest some areas may require strategic attention.

In reviewing Times Guaranty Limited’s 2024-25(Q2) financial snapshot, key trends emerge, shedding light on the company’s performance.Sales saw a robust 7.13 % year-on-year growth, however, there was a minor increase of 1.3 % from the previous quarter. Expenses decreased by -6.9 % compared to the previous year, with a 50 % increase quarter-on-quarter. Operating Profit surged by 15.69 % annually, and saw a -11.94 % decrease from the last quarter.
Net Profit showed yearly increase of 19.05 %, and experienced a -10.71 % decrease from the previous quarter. Earnings Per Share (EPS) rose by 17.02 % annually, however dipped by -11.29 % compared to the last quarter. In essence, while Times Guaranty Limited exhibits strong annual growth indicators, short-term fluctuations suggest the need for agile strategies to navigate market dynamics effectively. That’s all for now in the financial sector.