Suryoday Small Finance Bank Li’s Q3 2024-25 Latest News: Financial Results announced

Today, we’re looking at Suryoday Small Finance Bank Li’s financial performance for the Q3(Dec 2024-25).Starting with the top line, the company reported a robust year-over-year revenue growth of 18.78 %. However, it did see a marginal slip of -3.82 % from the previous quarter. Interest expenses surged remarkably by 5.96 % from the previous quarter, yet the year-over-year increase remains at a moderate 33.06 %. Expenses decreased slightly by -5.99 % quarter-on-quarter, aligning with the annual rise of 22.05 %.
Financing profit, while down -107.42 % compared to last year, faced a quarter-on-quarter dip of -114.25 %, signaling a short-term contraction in margins. The Financing Margin % contradicts this narrative, showing weakness on an annual basis with a decrease of -6.31 %, but a shrinkage of -2.87 % sequentially. Other income fell by -16.65 % compared to the last quarter, despite an annual decline of -23.8 %. Profit before tax declined annually by -50.54 % but saw a reduction from the preceding quarter by -37.26 %. Tax expenses as a percentage of profits decreased slightly by -13.25 % compared to last year, With a more notable quarter-on-quarter decrease of -12.78 %.
Net profit fell by -41.8 % year-on-year, but witnessed a -26.64 % contraction from the last quarter. And finally, Earnings Per Share (EPS) displayed an annual downturn of -41.79 % but a quarterly fall of -26.42 %. The Gross NPA% illustrates a promising trend with a quarterly rise of 2.5 % and an annual boost of 2.47 %, signaling robust recovery strategies and a strengthening credit environment. In contrast, the Net NPA% showcases improvements, revealing a quarterly increase of 2.33 % and an annual growth of 1.71 %, signaling enhanced asset quality and stronger risk management. In summary, Suryoday Small Finance Bank Li’s annual performance indicates steady growth, although the quarter-on-quarter figures suggest some areas may require strategic attention.

In reviewing Suryoday Small Finance Bank Li’s 2024-25(Q3) financial snapshot, key trends emerge, shedding light on the company’s performance.Revenue saw a robust 18.78 % year-on-year growth, although there was a slight dip of -3.82 % from the previous quarter. Interest expenses climbed by 5.96 % quarterly and sharply by 33.06 % annually, demonstrating effective cost control and improved debt management. Expenses rose by 22.05 % compared to the previous year, with a decrease of -5.99 % quarter-on-quarter. Financing Profit dropped by -107.42 % annually, and saw a -114.25 % decrease from the last quarter.
Net Profit showed yearly decrease of -41.8 %, and experienced a -26.64 % decrease from the previous quarter. Earnings Per Share (EPS) fell by -41.79 % annually, however dipped by -26.42 % compared to the last quarter. Gross NPA% increased slightly by 2.5 % quarterly and rose by 2.47 % annually, indicating growing challenges in asset quality. Net NPA% improved by 2.33 % quarterly and increased by 1.71 % annually, indicating challenges in recovery and risk management strategies. In essence, while Suryoday Small Finance Bank Li faces strong annual decline indicators, short-term fluctuations suggest the need for agile strategies to navigate market dynamics effectively. That’s all for now in the financial sector.