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Highlights
- The presented financial data is Consolidated to provide a comprehensive overview of the company performance.
- Sales over the Year and quarter: The company experienced a substantial growth of 9.23 % in the past year, substantial increase in net sales/revenue by 1.82 %.
- Income over the Year and quarter: There has been either a marginal increase or a decline in other income over the past year which is 138.35 %. Marginal increase in other income during this quarter, up by 6.15%.
- Profit over the Year and quarter: Significant improvement in profitability for Repco Home Finance Limited. Notable increase of 11.61 % in net profit Year to Year, Repco Home Finance Limited’s profitability increased by 2.3 % in this quarter.
- EPS over the Year and quarter: EPS increased by 11.58 % Year to Year. EPS increased by 2.28 % in previous quarter. Positive impact on shareholders.
Metrics | Previous Year | Previous Quarter | Current Quarter | Quarter to Quarter Difference | Year to Year Difference |
---|---|---|---|---|---|
Sales | Rs. 380.16 Cr | Rs. 407.83 Cr | Rs. 415.25 Cr | + 1.82 % | + 9.23 % |
Expenses | Rs. 40.39 Cr | Rs. 42.93 Cr | Rs. 26.39 Cr | -38.53 % | -34.66 % |
Operating Profit | Rs. 339.77 Cr | Rs. 364.9 Cr | Rs. 388.86 Cr | + 6.57 % | + 14.45 % |
OPM % | 89.38 % | 89.47 % | 93.64 % | + 4.17 % | + 4.26 % |
Other Income | Rs. 3.75 Cr | Rs. 8.42 Cr | Rs. 8.938 Cr | + 6.15 % | + 138.35 % |
Interest | Rs. 207.46 Cr | Rs. 232.98 Cr | Rs. 239.56 Cr | + 2.82 % | + 15.47 % |
Depreciation | Rs. 3.84 Cr | Rs. 3.74 Cr | Rs. 9.27 Cr | + 147.86 % | + 141.41 % |
Profit before tax | Rs. 132.22 Cr | Rs. 136.6 Cr | Rs. 148.97 Cr | + 9.06 % | + 12.67 % |
Tax % | 25.81 % | 22.81 % | 27.02 % | + 4.21 % | + 1.21 % |
Net Profit | Rs. 103.15 Cr | Rs. 112.54 Cr | Rs. 115.13 Cr | + 2.3 % | + 11.61 % |
EPS in Rs | Rs. 16.49 | Rs. 17.99 | Rs. 18.4 | + 2.28 % | + 11.58 % |
Today, we’re looking at Repco Home Finance Limited’s financial performance for the Q2(Sep 2024-25).Starting with the top line, the company reported a robust year-over-year sales growth of 9.23 %. However, it did see a marginal increase of 1.82 % from the previous quarter. Expenses decreased slightly by -38.53 % quarter-on-quarter, aligning with the annual decline of -34.66 %. Operating profit, while up 14.45 % compared to last year, faced a quarter-on-quarter increase of 6.57 %, signaling a short-term expansion in margins.
The Operating Profit Margin (OPM) % echoes this narrative, showing resilience on an annual basis with an increase of 4.26 %, but an expansion of 4.17 % sequentially. Other income rose by 6.15 % compared to the last quarter, despite an annual growth of 138.35 %. Interest expenses surged remarkably by 2.82 % from the previous quarter, yet the year-over-year increase remains at a moderate 15.47 %. Depreciation costs climbed by 147.86 % quarter-on-quarter, whereas on an annual scale, they saw an increase of 141.41 %. Profit before tax grew annually by 12.67 % but saw an increase from the preceding quarter by 9.06 %.
Tax expenses as a percentage of profits increased slightly by 1.21 % compared to last year, with a more notable quarter-on-quarter increase of 4.21 %. Net profit rose by 11.61 % year-on-year but experienced a 2.3 % expansion from the last quarter. And finally, Earnings Per Share (EPS) displayed an annual uptick of 11.58 % but a quarterly rise of 2.28 %. In summary, Repco Home Finance Limited’s annual performance indicates steady growth, although the quarter-on-quarter figures suggest some areas may require strategic attention.
Metrics | Previous Year | Previous Quarter | Current Quarter | Quarter to Quarter Difference | Year to Year Difference |
---|---|---|---|---|---|
Sales | Rs. 380.16 Cr | Rs. 407.83 Cr | Rs. 415.25 Cr | + 1.82 % | + 9.23 % |
Expenses | Rs. 40.39 Cr | Rs. 42.93 Cr | Rs. 26.39 Cr | -38.53 % | -34.66 % |
Operating Profit | Rs. 339.77 Cr | Rs. 364.9 Cr | Rs. 388.86 Cr | + 6.57 % | + 14.45 % |
Net Profit | Rs. 103.15 Cr | Rs. 112.54 Cr | Rs. 115.13 Cr | + 2.3 % | + 11.61 % |
EPS in Rs | Rs. 16.49 | Rs. 17.99 | Rs. 18.4 | + 2.28 % | + 11.58 % |
In reviewing Repco Home Finance Limited’s 2024-25(Q2) financial snapshot, key trends emerge, shedding light on the company’s performance.Sales saw a robust 9.23 % year-on-year growth, however, there was a minor increase of 1.82 % from the previous quarter. Expenses decreased by -34.66 % compared to the previous year, with a decrease of -38.53 % quarter-on-quarter. Operating Profit surged by 14.45 % annually, and saw a 6.57 % increase from the last quarter.
Net Profit showed yearly increase of 11.61 %, and experienced a 2.3 % increase from the previous quarter. Earnings Per Share (EPS) rose by 11.58 % annually, however rose by 2.28 % compared to the last quarter. In essence, while Repco Home Finance Limited exhibits strong annual growth indicators, short-term improvements suggest the potential for recovery and the importance of strategic adjustments to counter market challenges effectively. That’s all for now in the financial sector.
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