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Highlights
🔹 The presented financial data is Standalone to provide a comprehensive overview of the company performance. 🔹 Sales over the Year and quarter: The company’s sales declined by -5.88 % over the year, decrease in net sales/revenue by -27.64 %. 🔹 Income over the Year and quarter: There has been decline in other income over the past year which is -62.11 %, Marginal increase in other income during this quarter, up by 68.68%. 🔹 Profit over the Year and quarter: Challenges in sustaining profitability for PNB GILTS LTD.. Profit dropped by -34.6 % Year to Year, PNB GILTS LTD.’s profitability dropped by -108.82 % Quarter to Quarter. 🔹 EPS over the Year and quarter: EPS declined by -34.88 % Year to Year. EPS decreased by -108.79 % in previous quarter. Analysis needed for shareholder value.
Metrics | Previous Year | Previous Quarter | Current Quarter | Quarter to Quarter Difference | Year to Year Difference |
---|---|---|---|---|---|
Sales | Rs. 384.991 Cr | Rs. 500.757 Cr | Rs. 362.36 Cr | -27.64 % | -5.88 % |
Expenses | Rs. 33.71 Cr | Rs. 12.5 Cr | Rs. 59.21 Cr | + 373.68 % | + 75.65 % |
Operating Profit | Rs. 351.28 Cr | Rs. 488.26 Cr | Rs. 303.15 Cr | -37.91 % | -13.7 % |
OPM % | 91.24 % | 97.5 % | 83.66 % | -13.84 % | -7.58 % |
Other Income | Rs. 3.61 Cr | Rs. 0.811 Cr | Rs. 1.368 Cr | + 68.68 % | -62.11 % |
Interest | Rs. 361.47 Cr | Rs. 335.69 Cr | Rs. 315.31 Cr | -6.07 % | -12.77 % |
Depreciation | Rs. 3.92 Cr | Rs. 0.84 Cr | Rs. 0.86 Cr | + 2.38 % | -78.06 % |
Profit before tax | Rs. -10.5 Cr | Rs. 152.54 Cr | Rs. -11.65 Cr | -107.64 % | -10.95 % |
Tax % | -47.34 % | 24.82 % | -13.19 % | -38.01 % | + 34.15 % |
Net Profit | Rs. -15.47 Cr | Rs. 114.68 Cr | Rs. -10.12 Cr | -108.82 % | + 34.58 % |
EPS in Rs | Rs. -0.86 | Rs. 6.37 | Rs. -0.56 | -108.79 % | + 34.88 % |
Today, we’re looking at PNB GILTS LTD.’s financial performance for the Q3(Dec 2024-25).Starting with the top line, the company reported a significant year-over-year sales decline of -5.88 %. However, it did see a marginal slip of -27.64 % from the previous quarter. Expenses ticked up slightly by 373.68 % quarter-on-quarter, aligning with the annual rise of 75.65 %. Operating profit, while down -13.7 % compared to last year, faced a quarter-on-quarter dip of -37.91 %, signaling a short-term contraction in margins.
The Operating Profit Margin (OPM) % contradicts this narrative, showing weakness on an annual basis with a decrease of -7.58 %, but a shrinkage of -13.84 % sequentially. Other income rose by 68.68 % compared to the last quarter, despite an annual decline of -62.11 %. Interest expenses dropped significantly by -6.07 % from the previous quarter, yet the year-over-year decrease remains at a moderate -12.77 %. Depreciation costs climbed by 2.38 % quarter-on-quarter, yet on an annual scale, they experienced a reduction of -78.06 %. Profit before tax declined annually by -10.95 % but saw a reduction from the preceding quarter by -107.64 %.
Tax expenses as a percentage of profits increased slightly by 34.15 % compared to last year, with a more notable quarter-on-quarter decrease of -38.01 %. Net profit rose by 34.58 % year-on-year but witnessed a -108.82 % contraction from the last quarter. And finally, Earnings Per Share (EPS) displayed an annual uptick of 34.88 % but a quarterly fall of -108.79 %. In summary, PNB GILTS LTD.’s annual performance indicates steady growth, although the quarter-on-quarter figures suggest some areas may require strategic attention.
Metrics | Previous Year | Previous Quarter | Current Quarter | Quarter to Quarter Difference | Year to Year Difference |
---|---|---|---|---|---|
Sales | Rs. 384.991 Cr | Rs. 500.757 Cr | Rs. 362.36 Cr | -27.64 % | -5.88 % |
Expenses | Rs. 33.71 Cr | Rs. 12.5 Cr | Rs. 59.21 Cr | + 373.68 % | + 75.65 % |
Operating Profit | Rs. 351.28 Cr | Rs. 488.26 Cr | Rs. 303.15 Cr | -37.91 % | -13.7 % |
Net Profit | Rs. -15.47 Cr | Rs. 114.68 Cr | Rs. -10.12 Cr | -108.82 % | + 34.58 % |
EPS in Rs | Rs. -0.86 | Rs. 6.37 | Rs. -0.56 | -108.79 % | + 34.88 % |
In reviewing PNB GILTS LTD.’s 2024-25(Q3) financial snapshot, key trends emerge, shedding light on the company’s performance.Sales experienced a decrease of -5.88 % year-on-year, although there was a slight dip of -27.64 % from the previous quarter. Expenses rose by 75.65 % compared to the previous year, with a 373.68 % increase quarter-on-quarter. Operating Profit dropped by -13.7 % annually, and saw a -37.91 % decrease from the last quarter.
Net Profit showed yearly increase of 34.58 %, and experienced a -108.82 % decrease from the previous quarter. Earnings Per Share (EPS) rose by 34.88 % annually, however dipped by -108.79 % compared to the last quarter. In essence, while PNB GILTS LTD. faces strong annual decline indicators, short-term fluctuations suggest the need for agile strategies to navigate market dynamics effectively. That’s all for now in the financial sector.