Shareholding Pattern: Shareholding Pattern PAISALO DIGITAL LIMITED An Examination of Financial Performance for FY (Q4-Mar 2023-2024)

Shareholder Name	Previous Quater Quantity(In Crores)	Current Quater Quantity(In Crores)	Previous Quater Shares(in %)	Current Quater Shares(in %)	Quater to Quater Difference
Promoters	15.38	31.71	48.86	50.37	+1.51 %
Public	6.70	13.64	21.29	21.67	+0.38 %
DII	4.47	8.12	14.2	12.89	-1.31 %
FII	4.93	9.48	15.66	15.06	-0.6 %
Government	0.00	0.00	0	0	0

Promoters’ shareholding increased from 48.86% in December 2023 to 50.37% in March 2024. This rise indicates that the promoters have strengthened their control over Company during this period.Domestic Institutional Investor’s (DII) shareholding decreased slightly from 14.2% in December 2023 to 12.89% in March 2024 , indicating that domestic institutions reduced their -1.31 stake in the company.FIIs (Foreign Institutional Investors) shareholding decreased from 15.66% in December 2023 to 15.06% in March 2024 ,indicating that foreign institutions reduced their investments by 1.5% in the company during the quarter. This suggests a pullback in their investment .During quater from December 2023 to March 2024, Goverenment ownership remained steady at 0%.This indicates that the government’s stake in the company remained consistent during this period.

Let’s delve deeper into the statistics of the investors, which could have contributed to the fluctuations in the shareholding pattern.

Shareholder Name	Previous Quarter Quantity (In crores)	Current Quarter Quantity (In crores)	Previous Quarter Shares (in %)	Current Quarter Shares (in %)	Quarter-to-Quarter Difference (%)
EQUILIBRATED VENTURE CFLOW PRIVATE LIMITED	5.728	12.412	18.2	19.72	+ 1.52 %

EQUILIBRATED VENTURE CFLOW PRIVATE LIMITED has showcased a remarkable improvement in profitability for this quarter, registering a significant increase of 1.52 % in net profit. This signifies adept cost management strategies, amplified revenue streams, or a harmonious blend of both, underscoring the shareholder’s positive impact on the company’s financial health.

Shareholder Name	Previous Quarter Quantity (In Crores)	Current Quarter Quantity (In Crores)	Previous Quater Shares (in %)	Current Quater Shares (in %)	Quater-to-Quater Difference (%)
Resident Individuals holding nominal share capital up to Rs. 2 lakhs	1.723	3.770	5.48	5.99	+ 0.51 %
Resident Individuals holding nominal share capital in excess of Rs. 2 lakhs	0.895	1.891	2.84	3	+ 0.16 %
Non Resident Indians (NRIs)	0.092	0.077	0.29	0.12	-0.17 %
Bodies Corporate	3.608	7.342	11.46	11.66	+ 0.2 %
EASTERN STAR INFRADEV PRIVATE LIMITED	0.383	0.895	1.22	1.42	+ 0.2 %
ZEAL PROFESSIONAL SERVICES PRIVATE LIMITED	0.947	2.108	3.01	3.35	+ 0.34 %
Any Other (specify)	0.380	0.561	1.21	0.89	-0.32 %
HUF	0.082	0.136	0.26	0.22	-0.04 %
Clearing Members	0.299	0.423	0.95	0.67	-0.28 %

Spearheading a savvy charge towards increased profitability, Resident Individuals holding nominal share capital up to Rs. 2 lakhs lifts the bar with a remarkable 0.51 % enhancement in net profit, revealing adroit resource allocation and sharpened commercial instincts.Spearheading a savvy charge towards increased profitability, Resident Individuals holding nominal share capital in excess of Rs. 2 lakhs lifts the bar with a remarkable 0.16 % enhancement in net profit, revealing adroit resource allocation and sharpened commercial instincts.Observations indicate a sizeable -0.17 % variance in Non Resident Indians (NRIs)’s fiscal performance between quarters, necessitating thorough investigation of salient aspects to enable future-proof strategies centered around lasting development.Spearheading a savvy charge towards increased profitability, Bodies Corporate lifts the bar with a remarkable 0.2 % enhancement in net profit, revealing adroit resource allocation and sharpened commercial instincts.Spearheading a savvy charge towards increased profitability, EASTERN STAR INFRADEV PRIVATE LIMITED lifts the bar with a remarkable 0.2 % enhancement in net profit, revealing adroit resource allocation and sharpened commercial instincts.Spearheading a savvy charge towards increased profitability, ZEAL PROFESSIONAL SERVICES PRIVATE LIMITED lifts the bar with a remarkable 0.34 % enhancement in net profit, revealing adroit resource allocation and sharpened commercial instincts.Observations indicate a sizeable -0.32 % variance in Any Other (specify)’s fiscal performance between quarters, necessitating thorough investigation of salient aspects to enable future-proof strategies centered around lasting development.Observations indicate a sizeable -0.04 % variance in HUF’s fiscal performance between quarters, necessitating thorough investigation of salient aspects to enable future-proof strategies centered around lasting development.Observations indicate a sizeable -0.28 % variance in Clearing Members’s fiscal performance between quarters, necessitating thorough investigation of salient aspects to enable future-proof strategies centered around lasting development.

Shareholder Name	Previous Quarter Quantity (In Crores)	Current Quarter Quantity (In Crores)	Previous Quater Shares (in %)	Current Quater Shares (in %)	Quater-to-Quater Difference (%)
Mutual Funds/	0.034	0.089	0.11	0.14	+ 0.03 %
Alternate Investment Funds	0	0.010	0	0.02	+0.02%
Banks	0.422	0.806	1.34	1.28	-0.06 %
STATE BANK OF INDIA	0	0.806	0	1.28	+1.28%
Insurance Companies	3.997	7.199	12.7	11.44	-1.26 %
SBI LIFE INSURANCE CO. LTD	3.573	6.351	11.35	10.09	-1.26 %
NBFCs registered with RBI	0.017	0.012	0.05	0.02	-0.03 %

The latest quarter saw a considerable enhancement in profitability for Mutual Funds/, reflecting an uptick of 0.03 % in their net earnings. Such an outcome implies the successful implementation of sound cost optimization techniques and increased income sources, ultimately highlighting the favorable effect of the investor on the corporation’s overall monetary welfare.Banks decreased their stake from 1.28% in the previous quarter to 1.34% in the current quarter. It describes a decrease in stakes over consecutive quarters, specifically by -0.06 %.Insurance Companies decreased their stake from 11.44% in the previous quarter to 12.7% in the current quarter. It describes a decrease in stakes over consecutive quarters, specifically by -1.26 %.SBI LIFE INSURANCE CO. LTD decreased their stake from 10.09% in the previous quarter to 11.35% in the current quarter. It describes a decrease in stakes over consecutive quarters, specifically by -1.26 %.NBFCs registered with RBI decreased their stake from 0.02% in the previous quarter to 0.05% in the current quarter. It describes a decrease in stakes over consecutive quarters, specifically by -0.03 %.Alternate Investment Funds had no shares in the previous quarter but now holds 0.02% of shares in the current quarter.STATE BANK OF INDIA had no shares in the previous quarter but now holds 1.28% of shares in the current quarter.

Shareholder Name	Previous Quarter Quantity (In Crores)	Current Quarter Quantity (In Crores)	Previous Quater Shares (in %)	Current Quater Shares (in %)	Quater-to-Quater Difference (%)
Foreign Portfolio Investors Category I	4.928	9.292	15.66	14.76	-0.9 %
ANTARA INDIA EVERGREEN FUND LTD	3.083	4.040	9.8	6.42	-3.38 %
Foreign Portfolio Investors Category II	0	0.187	0	0.3	+0.3%

Profitability dwindled by -0.9 % for Foreign Portfolio Investors Category I in comparison to the preceding quarter. To secure a foundation for prospective sustainable progress, investigating the factors prompting this decline is vital.Profitability dwindled by -3.38 % for ANTARA INDIA EVERGREEN FUND LTD in comparison to the preceding quarter. To secure a foundation for prospective sustainable progress, investigating the factors prompting this decline is vital.Foreign Portfolio Investors Category II had no shares in the previous fiii quarter but now holds 0.3% of shares in the current quarter.