Share the post "Manappuram Finance ‘s Q3 2024-25 Latest News: Revenue Up by 11.04% Year-on-Year"
Highlights
🔹 The presented financial data is Consolidated to provide a comprehensive overview of the company performance. 🔹 Sales over the Year and quarter: The company experienced a substantial growth of 11.04 % in the past year, decrease in net sales/revenue by -2.79 %. 🔹 Income over the Year and quarter: There has been decline in other income over the past year which is -86.4 %, Marginal decrease of -27.97% in other income during this quarter. 🔹 Profit over the Year and quarter: Challenges in sustaining profitability for Manappuram Finance Limited. Profit dropped by -51.6 % Year to Year, Manappuram Finance Limited’s profitability dropped by -51.32 % Quarter to Quarter. 🔹 EPS over the Year and quarter: EPS declined by -51.55 % Year to Year. EPS decreased by -51.26 % in previous quarter. Analysis needed for shareholder value.
Metrics | Previous Year | Previous Quarter | Current Quarter | Quarter to Quarter Difference | Year to Year Difference |
---|---|---|---|---|---|
Sales | Rs. 2305.28 Cr | Rs. 2633.1 Cr | Rs. 2559.72 Cr | -2.79 % | + 11.04 % |
Expenses | Rs. 729.1 Cr | Rs. 892.18 Cr | Rs. 1190.76 Cr | + 33.47 % | + 63.32 % |
Operating Profit | Rs. 1576.18 Cr | Rs. 1740.92 Cr | Rs. 1368.96 Cr | -21.37 % | -13.15 % |
OPM % | 68.37 % | 66.12 % | 53.48 % | -12.64 % | -14.89 % |
Other Income | Rs. 21.4 Cr | Rs. 4.04 Cr | Rs. 2.91 Cr | -27.97 % | -86.4 % |
Interest | Rs. 748.7 Cr | Rs. 905.71 Cr | Rs. 925.34 Cr | + 2.17 % | + 23.59 % |
Depreciation | Rs. 62.45 Cr | Rs. 66.59 Cr | Rs. 70.47 Cr | + 5.83 % | + 12.84 % |
Profit before tax | Rs. 786.43 Cr | Rs. 772.66 Cr | Rs. 376.06 Cr | -51.33 % | -52.18 % |
Tax % | 26.85 % | 25.96 % | 25.95 % | -0.01 % | -0.9 % |
Net Profit | Rs. 575.31 Cr | Rs. 572.08 Cr | Rs. 278.46 Cr | -51.32 % | -51.6 % |
EPS in Rs | Rs. 6.79 | Rs. 6.75 | Rs. 3.29 | -51.26 % | -51.55 % |
Today, we’re looking at Manappuram Finance Limited’s financial performance for the Q3(Dec 2024-25).Starting with the top line, the company reported a robust year-over-year sales growth of 11.04 %. However, it did see a marginal slip of -2.79 % from the previous quarter. Expenses ticked up slightly by 33.47 % quarter-on-quarter, aligning with the annual rise of 63.32 %. Operating profit, while down -13.15 % compared to last year, faced a quarter-on-quarter dip of -21.37 %, signaling a short-term contraction in margins.
The Operating Profit Margin (OPM) % contradicts this narrative, showing weakness on an annual basis with a decrease of -14.89 %, but a shrinkage of -12.64 % sequentially. Other income fell by -27.97 % compared to the last quarter, despite an annual decline of -86.4 %. Interest expenses surged remarkably by 2.17 % from the previous quarter, yet the year-over-year increase remains at a moderate 23.59 %. Depreciation costs climbed by 5.83 % quarter-on-quarter, whereas on an annual scale, they saw an increase of 12.84 %. Profit before tax declined annually by -52.18 % but saw a reduction from the preceding quarter by -51.33 %.
Tax expenses as a percentage of profits decreased slightly by -0.9 % compared to last year, with a more notable quarter-on-quarter decrease of -0.01 %. Net profit fell by -51.6 % year-on-year but witnessed a -51.32 % contraction from the last quarter. And finally, Earnings Per Share (EPS) displayed an annual downturn of -51.55 % but a quarterly fall of -51.26 %. In summary, Manappuram Finance Limited’s annual performance indicates steady growth, although the quarter-on-quarter figures suggest some areas may require strategic attention.
Metrics | Previous Year | Previous Quarter | Current Quarter | Quarter to Quarter Difference | Year to Year Difference |
---|---|---|---|---|---|
Sales | Rs. 2305.28 Cr | Rs. 2633.1 Cr | Rs. 2559.72 Cr | -2.79 % | + 11.04 % |
Expenses | Rs. 729.1 Cr | Rs. 892.18 Cr | Rs. 1190.76 Cr | + 33.47 % | + 63.32 % |
Operating Profit | Rs. 1576.18 Cr | Rs. 1740.92 Cr | Rs. 1368.96 Cr | -21.37 % | -13.15 % |
Net Profit | Rs. 575.31 Cr | Rs. 572.08 Cr | Rs. 278.46 Cr | -51.32 % | -51.6 % |
EPS in Rs | Rs. 6.79 | Rs. 6.75 | Rs. 3.29 | -51.26 % | -51.55 % |
In reviewing Manappuram Finance Limited’s 2024-25(Q3) financial snapshot, key trends emerge, shedding light on the company’s performance.Sales saw a robust 11.04 % year-on-year growth, although there was a slight dip of -2.79 % from the previous quarter. Expenses rose by 63.32 % compared to the previous year, with a 33.47 % increase quarter-on-quarter. Operating Profit dropped by -13.15 % annually, and saw a -21.37 % decrease from the last quarter.
Net Profit showed yearly decrease of -51.6 %, and experienced a -51.32 % decrease from the previous quarter. Earnings Per Share (EPS) fell by -51.55 % annually, however dipped by -51.26 % compared to the last quarter. In essence, while Manappuram Finance Limited faces strong annual decline indicators, short-term fluctuations suggest the need for agile strategies to navigate market dynamics effectively. That’s all for now in the financial sector.