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Share the post "JM Financial ‘s Q3 2024-25 Latest News: Revenue Decreases by 3.82% Year-on-Year"
Highlights
🔹 The presented financial data is Standalone to provide a comprehensive overview of the company performance. 🔹 Sales over the Year and quarter: The company’s sales declined by -3.82 % over the year, decrease in net sales/revenue by -11.9 %. 🔹 Income over the Year and quarter: There has been decline in other income over the past year which is -70.99 %, Marginal decrease of -99.16% in other income during this quarter. 🔹 Profit over the Year and quarter: Challenges in sustaining profitability for JM Financial Limited. Profit dropped by -21.54 % Year to Year, JM Financial Limited’s profitability dropped by -76.45 % Quarter to Quarter. 🔹 EPS over the Year and quarter: EPS declined by -21.28 % Year to Year. EPS decreased by -76.36 % in previous quarter. Analysis needed for shareholder value.
| Metrics | Previous Year | Previous Quarter | Current Quarter | Quarter to Quarter Difference | Year to Year Difference |
|---|---|---|---|---|---|
| Sales | Rs. 217.52 Cr | Rs. 237.47 Cr | Rs. 209.21 Cr | -11.9 % | -3.82 % |
| Expenses | Rs. 100.86 Cr | Rs. 158.56 Cr | Rs. 117.89 Cr | -25.65 % | + 16.88 % |
| Operating Profit | Rs. 116.66 Cr | Rs. 78.91 Cr | Rs. 91.32 Cr | + 15.73 % | -21.72 % |
| OPM % | 53.63 % | 33.23 % | 43.65 % | + 10.42 % | -9.98 % |
| Other Income | Rs. 5.55 Cr | Rs. 192.27 Cr | Rs. 1.61 Cr | -99.16 % | -70.99 % |
| Interest | Rs. 1.34 Cr | Rs. 1.88 Cr | Rs. 1.81 Cr | -3.72 % | + 35.07 % |
| Depreciation | Rs. 2.74 Cr | Rs. 4.28 Cr | Rs. 4.33 Cr | + 1.17 % | + 58.03 % |
| Profit before tax | Rs. 118.13 Cr | Rs. 265.02 Cr | Rs. 86.79 Cr | -67.25 % | -26.53 % |
| Tax % | 23.97 % | 12.9 % | 18.8 % | + 5.9 % | -5.17 % |
| Net Profit | Rs. 89.82 Cr | Rs. 299.21 Cr | Rs. 70.47 Cr | -76.45 % | -21.54 % |
| EPS in Rs | Rs. 0.94 | Rs. 3.13 | Rs. 0.74 | -76.36 % | -21.28 % |
Today, we’re looking at JM Financial Limited’s financial performance for the Q3(Dec 2024-25).Starting with the top line, the company reported a significant year-over-year sales decline of -3.82 %. However, it did see a marginal slip of -11.9 % from the previous quarter. Expenses decreased slightly by -25.65 % quarter-on-quarter, aligning with the annual rise of 16.88 %. Operating profit, while down -21.72 % compared to last year, faced a quarter-on-quarter increase of 15.73 %, signaling a short-term expansion in margins.
The Operating Profit Margin (OPM) % contradicts this narrative, showing weakness on an annual basis with a decrease of -9.98 %, but an expansion of 10.42 % sequentially. Other income fell by -99.16 % compared to the last quarter, despite an annual decline of -70.99 %. Interest expenses dropped significantly by -3.72 % from the previous quarter, yet the year-over-year increase remains at a moderate 35.07 %. Depreciation costs climbed by 1.17 % quarter-on-quarter, whereas on an annual scale, they saw an increase of 58.03 %. Profit before tax declined annually by -26.53 % but saw a reduction from the preceding quarter by -67.25 %.
Tax expenses as a percentage of profits decreased slightly by -5.17 % compared to last year, with a more notable quarter-on-quarter increase of 5.9 %. Net profit fell by -21.54 % year-on-year but witnessed a -76.45 % contraction from the last quarter. And finally, Earnings Per Share (EPS) displayed an annual downturn of -21.28 % but a quarterly fall of -76.36 %. In summary, JM Financial Limited’s annual performance indicates steady growth, although the quarter-on-quarter figures suggest some areas may require strategic attention.
| Metrics | Previous Year | Previous Quarter | Current Quarter | Quarter to Quarter Difference | Year to Year Difference |
|---|---|---|---|---|---|
| Sales | Rs. 217.52 Cr | Rs. 237.47 Cr | Rs. 209.21 Cr | -11.9 % | -3.82 % |
| Expenses | Rs. 100.86 Cr | Rs. 158.56 Cr | Rs. 117.89 Cr | -25.65 % | + 16.88 % |
| Operating Profit | Rs. 116.66 Cr | Rs. 78.91 Cr | Rs. 91.32 Cr | + 15.73 % | -21.72 % |
| Net Profit | Rs. 89.82 Cr | Rs. 299.21 Cr | Rs. 70.47 Cr | -76.45 % | -21.54 % |
| EPS in Rs | Rs. 0.94 | Rs. 3.13 | Rs. 0.74 | -76.36 % | -21.28 % |
In reviewing JM Financial Limited’s 2024-25(Q3) financial snapshot, key trends emerge, shedding light on the company’s performance.Sales experienced a decrease of -3.82 % year-on-year, although there was a slight dip of -11.9 % from the previous quarter. Expenses rose by 16.88 % compared to the previous year, with a decrease of -25.65 % quarter-on-quarter. Operating Profit dropped by -21.72 % annually, and saw a 15.73 % increase from the last quarter.
Net Profit showed yearly decrease of -21.54 %, and experienced a -76.45 % decrease from the previous quarter. Earnings Per Share (EPS) fell by -21.28 % annually, however dipped by -76.36 % compared to the last quarter. In essence, while JM Financial Limited faces strong annual decline indicators, short-term fluctuations suggest the need for agile strategies to navigate market dynamics effectively. That’s all for now in the financial sector.
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