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CSL Finance ‘s Q2 Report: Revenue Rises by 41.11% YoY

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Highlights

  • The presented financial data is Standalone to provide a comprehensive overview of the company performance.
  • Sales over the Year and quarter: The company experienced a substantial growth of 41.11 % in the past year, substantial increase in net sales/revenue by 5.81 %.
  • Income over the Year and quarter: There has been either a marginal increase or a decline in other income over the past year which is 15.98 %. Marginal decrease of -5.58% in other income during this quarter.
  • Profit over the Year and quarter: Significant improvement in profitability for CSL Finance Limited. Notable increase of 20.47 % in net profit Year to Year, CSL Finance Limited’s profitability dropped by -3.43 % Quarter to Quarter.
  • EPS over the Year and quarter: EPS increased by 11.36 % Year to Year. EPS decreased by -3.45 % in previous quarter. Analysis needed for shareholder value.

The comprehensive analytics outlining the performance and outlook of CSL Finance Limited‘s stock. This analysis encompasses various metrics including stock performance, investor sentiment, market trends, future outlook, risk factors, investment opportunities, long-term strategy, dividend policy, analyst insights, and the overall risk-reward profile. These insights aim to provide investors with a holistic understanding of the company”s stock, enabling informed decision-making and strategic investment planning.

Metrics Previous Year Previous Quarter Current Quarter Quarter to Quarter Difference Year to Year Difference
Sales Rs. 38.309 Cr Rs. 51.088 Cr Rs. 54.056 Cr + 5.81 % + 41.11 %
Expenses Rs. 9.03 Cr Rs. 12.06 Cr Rs. 13.6 Cr + 12.77 % + 50.61 %
Operating Profit Rs. 29.28 Cr Rs. 39.03 Cr Rs. 40.46 Cr + 3.66 % + 38.18 %
OPM % 76.43 % 76.4 % 74.85 % -1.55 % -1.58 %
Other Income Rs. 0.219 Cr Rs. 0.269 Cr Rs. 0.254 Cr -5.58 % + 15.98 %
Interest Rs. 8.9 Cr Rs. 14.26 Cr Rs. 15.54 Cr + 8.98 % + 74.61 %
Depreciation Rs. 0.35 Cr Rs. 0.39 Cr Rs. 0.45 Cr + 15.38 % + 28.57 %
Profit before tax Rs. 20.25 Cr Rs. 24.65 Cr Rs. 24.72 Cr + 0.28 % + 22.07 %
Tax % 26.82 % 25.01 % 27.78 % + 2.77 % + 0.96 %
Net Profit Rs. 14.82 Cr Rs. 18.49 Cr Rs. 17.85 Cr -3.46 % + 20.45 %
EPS in Rs Rs. 7.01 Rs. 8.03 Rs. 7.75 -3.49 % + 10.56 %


Today, we’re looking at CSL Finance Limited’s financial performance for the Q2(Sep 2024-25).Starting with the top line, the company reported a robust year-over-year sales growth of 41.11 %. However, it did see a marginal increase of 5.81 % from the previous quarter. Expenses ticked up slightly by 12.77 % quarter-on-quarter, aligning with the annual rise of 50.61 %. Operating profit, while up 38.18 % compared to last year, faced a quarter-on-quarter increase of 3.66 %, signaling a short-term expansion in margins.
The Operating Profit Margin (OPM) % contradicts this narrative, showing weakness on an annual basis with a decrease of -1.58 %, but a shrinkage of -1.55 % sequentially. Other income fell by -5.58 % compared to the last quarter, despite an annual growth of 15.98 %. Interest expenses surged remarkably by 8.98 % from the previous quarter, yet the year-over-year increase remains at a moderate 74.61 %. Depreciation costs climbed by 15.38 % quarter-on-quarter, whereas on an annual scale, they saw an increase of 28.57 %. Profit before tax grew annually by 22.07 % but saw an increase from the preceding quarter by 0.28 %.
Tax expenses as a percentage of profits increased slightly by 0.96 % compared to last year, with a more notable quarter-on-quarter increase of 2.77 %. Net profit rose by 20.45 % year-on-year but witnessed a -3.46 % contraction from the last quarter. And finally, Earnings Per Share (EPS) displayed an annual uptick of 10.56 % but a quarterly fall of -3.49 %. In summary, CSL Finance Limited’s annual performance indicates steady growth, although the quarter-on-quarter figures suggest some areas may require strategic attention.

Metrics Previous Year Previous Quarter Current Quarter Quarter to Quarter Difference Year to Year Difference
Sales Rs. 38.309 Cr Rs. 51.088 Cr Rs. 54.056 Cr + 5.81 % + 41.11 %
Expenses Rs. 9.03 Cr Rs. 12.06 Cr Rs. 13.6 Cr + 12.77 % + 50.61 %
Operating Profit Rs. 29.28 Cr Rs. 39.03 Cr Rs. 40.46 Cr + 3.66 % + 38.18 %
Net Profit Rs. 14.82 Cr Rs. 18.49 Cr Rs. 17.85 Cr -3.46 % + 20.45 %
EPS in Rs Rs. 7.01 Rs. 8.03 Rs. 7.75 -3.49 % + 10.56 %


In reviewing CSL Finance Limited’s 2024-25(Q2) financial snapshot, key trends emerge, shedding light on the company’s performance.Sales saw a robust 41.11 % year-on-year growth, however, there was a minor increase of 5.81 % from the previous quarter. Expenses rose by 50.61 % compared to the previous year, with a 12.77 % increase quarter-on-quarter. Operating Profit surged by 38.18 % annually, and saw a 3.66 % increase from the last quarter.
Net Profit showed yearly increase of 20.45 %, and experienced a -3.46 % decrease from the previous quarter. Earnings Per Share (EPS) rose by 10.56 % annually, however dipped by -3.49 % compared to the last quarter. In essence, while CSL Finance Limited exhibits strong annual growth indicators, short-term fluctuations suggest the need for agile strategies to navigate market dynamics effectively. That’s all for now in the financial sector.

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