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Highlights
- The presented financial data is Standalone to provide a comprehensive overview of the company performance.
- Sales over the Year and quarter: The company experienced a substantial growth of 41.11 % in the past year, substantial increase in net sales/revenue by 5.81 %.
- Income over the Year and quarter: There has been either a marginal increase or a decline in other income over the past year which is 15.98 %. Marginal decrease of -5.58% in other income during this quarter.
- Profit over the Year and quarter: Significant improvement in profitability for CSL Finance Limited. Notable increase of 20.47 % in net profit Year to Year, CSL Finance Limited’s profitability dropped by -3.43 % Quarter to Quarter.
- EPS over the Year and quarter: EPS increased by 11.36 % Year to Year. EPS decreased by -3.45 % in previous quarter. Analysis needed for shareholder value.
Metrics | Previous Year | Previous Quarter | Current Quarter | Quarter to Quarter Difference | Year to Year Difference |
---|---|---|---|---|---|
Sales | Rs. 38.309 Cr | Rs. 51.088 Cr | Rs. 54.056 Cr | + 5.81 % | + 41.11 % |
Expenses | Rs. 9.03 Cr | Rs. 12.06 Cr | Rs. 13.6 Cr | + 12.77 % | + 50.61 % |
Operating Profit | Rs. 29.28 Cr | Rs. 39.03 Cr | Rs. 40.46 Cr | + 3.66 % | + 38.18 % |
OPM % | 76.43 % | 76.4 % | 74.85 % | -1.55 % | -1.58 % |
Other Income | Rs. 0.219 Cr | Rs. 0.269 Cr | Rs. 0.254 Cr | -5.58 % | + 15.98 % |
Interest | Rs. 8.9 Cr | Rs. 14.26 Cr | Rs. 15.54 Cr | + 8.98 % | + 74.61 % |
Depreciation | Rs. 0.35 Cr | Rs. 0.39 Cr | Rs. 0.45 Cr | + 15.38 % | + 28.57 % |
Profit before tax | Rs. 20.25 Cr | Rs. 24.65 Cr | Rs. 24.72 Cr | + 0.28 % | + 22.07 % |
Tax % | 26.82 % | 25.01 % | 27.78 % | + 2.77 % | + 0.96 % |
Net Profit | Rs. 14.82 Cr | Rs. 18.49 Cr | Rs. 17.85 Cr | -3.46 % | + 20.45 % |
EPS in Rs | Rs. 7.01 | Rs. 8.03 | Rs. 7.75 | -3.49 % | + 10.56 % |
Today, we’re looking at CSL Finance Limited’s financial performance for the Q2(Sep 2024-25).Starting with the top line, the company reported a robust year-over-year sales growth of 41.11 %. However, it did see a marginal increase of 5.81 % from the previous quarter. Expenses ticked up slightly by 12.77 % quarter-on-quarter, aligning with the annual rise of 50.61 %. Operating profit, while up 38.18 % compared to last year, faced a quarter-on-quarter increase of 3.66 %, signaling a short-term expansion in margins.
The Operating Profit Margin (OPM) % contradicts this narrative, showing weakness on an annual basis with a decrease of -1.58 %, but a shrinkage of -1.55 % sequentially. Other income fell by -5.58 % compared to the last quarter, despite an annual growth of 15.98 %. Interest expenses surged remarkably by 8.98 % from the previous quarter, yet the year-over-year increase remains at a moderate 74.61 %. Depreciation costs climbed by 15.38 % quarter-on-quarter, whereas on an annual scale, they saw an increase of 28.57 %. Profit before tax grew annually by 22.07 % but saw an increase from the preceding quarter by 0.28 %.
Tax expenses as a percentage of profits increased slightly by 0.96 % compared to last year, with a more notable quarter-on-quarter increase of 2.77 %. Net profit rose by 20.45 % year-on-year but witnessed a -3.46 % contraction from the last quarter. And finally, Earnings Per Share (EPS) displayed an annual uptick of 10.56 % but a quarterly fall of -3.49 %. In summary, CSL Finance Limited’s annual performance indicates steady growth, although the quarter-on-quarter figures suggest some areas may require strategic attention.
Metrics | Previous Year | Previous Quarter | Current Quarter | Quarter to Quarter Difference | Year to Year Difference |
---|---|---|---|---|---|
Sales | Rs. 38.309 Cr | Rs. 51.088 Cr | Rs. 54.056 Cr | + 5.81 % | + 41.11 % |
Expenses | Rs. 9.03 Cr | Rs. 12.06 Cr | Rs. 13.6 Cr | + 12.77 % | + 50.61 % |
Operating Profit | Rs. 29.28 Cr | Rs. 39.03 Cr | Rs. 40.46 Cr | + 3.66 % | + 38.18 % |
Net Profit | Rs. 14.82 Cr | Rs. 18.49 Cr | Rs. 17.85 Cr | -3.46 % | + 20.45 % |
EPS in Rs | Rs. 7.01 | Rs. 8.03 | Rs. 7.75 | -3.49 % | + 10.56 % |
In reviewing CSL Finance Limited’s 2024-25(Q2) financial snapshot, key trends emerge, shedding light on the company’s performance.Sales saw a robust 41.11 % year-on-year growth, however, there was a minor increase of 5.81 % from the previous quarter. Expenses rose by 50.61 % compared to the previous year, with a 12.77 % increase quarter-on-quarter. Operating Profit surged by 38.18 % annually, and saw a 3.66 % increase from the last quarter.
Net Profit showed yearly increase of 20.45 %, and experienced a -3.46 % decrease from the previous quarter. Earnings Per Share (EPS) rose by 10.56 % annually, however dipped by -3.49 % compared to the last quarter. In essence, while CSL Finance Limited exhibits strong annual growth indicators, short-term fluctuations suggest the need for agile strategies to navigate market dynamics effectively. That’s all for now in the financial sector.
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