Bandhan Bank ‘s Q3 2024-25 Latest News: Financial Results announced

Today, we’re looking at Bandhan Bank Limited’s financial performance for the Q3(Dec 2024-25).Starting with the top line, the company reported a robust year-over-year revenue growth of 17.43 %. However, it did see a marginal slip of -0.38 % from the previous quarter. Interest expenses surged remarkably by 3.8 % from the previous quarter, yet the year-over-year increase remains at a moderate 23.75 %. Expenses ticked up slightly by 43.01 % quarter-on-quarter, aligning with the annual rise of 56.29 %.
Financing profit, while down -205.72 % compared to last year, faced a quarter-on-quarter dip of -168.87 %, signaling a short-term contraction in margins. The Financing Margin % contradicts this narrative, showing weakness on an annual basis with a decrease of -17.35 %, but a shrinkage of -20.11 % sequentially. Other income rose by 84.26 % compared to the last quarter, despite an annual growth of 101.01 %. Profit before tax declined annually by -33.56 % but saw a reduction from the preceding quarter by -48.32 %. Tax expenses as a percentage of profits increased slightly by 9.35 % compared to last year, With a more notable quarter-on-quarter increase of 8.97 %.
Net profit fell by -41.79 % year-on-year, but witnessed a -54.51 % contraction from the last quarter. And finally, Earnings Per Share (EPS) displayed an annual downturn of -41.76 % but a quarterly fall of -54.47 %. The Gross NPA% illustrates a promising trend with a quarterly rise of 0 % and an annual decline of -2.34 %, pointing to weakening recovery efforts and a deteriorating credit environment. In contrast, the Net NPA% showcases improvements, revealing a quarterly increase of 0 % and an annual decline of -0.93 %, reflecting persistent vulnerabilities in asset quality and risk management. In summary, Bandhan Bank Limited’s annual performance indicates steady growth, although the quarter-on-quarter figures suggest some areas may require strategic attention.

In reviewing Bandhan Bank Limited’s 2024-25(Q3) financial snapshot, key trends emerge, shedding light on the company’s performance.Revenue saw a robust 17.43 % year-on-year growth, although there was a slight dip of -0.38 % from the previous quarter. Interest expenses climbed by 3.8 % quarterly and sharply by 23.75 % annually, demonstrating effective cost control and improved debt management. Expenses rose by 56.29 % compared to the previous year, with a 43.01 % increase quarter-on-quarter. Financing Profit dropped by -205.72 % annually, and saw a -168.87 % decrease from the last quarter.
Net Profit showed yearly decrease of -41.79 %, and experienced a -54.51 % decrease from the previous quarter. Earnings Per Share (EPS) fell by -41.76 % annually, however dipped by -54.47 % compared to the last quarter. Gross NPA% increased slightly by 0 % quarterly and fell by -2.34 % annually, showcasing improvements in asset quality. Net NPA% improved by 0 % quarterly and decreased by -0.93 % annually, showcasing effective recovery and risk management strategies. In essence, while Bandhan Bank Limited faces strong annual decline indicators, short-term fluctuations suggest the need for agile strategies to navigate market dynamics effectively. That’s all for now in the financial sector.