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Share the post "Fedbank Financial Services ‘s Q3 2024-25 Latest News: Profit Drops by 71.32% YoY"
Highlights
🔹 The presented financial data is Standalone to provide a comprehensive overview of the company performance. 🔹 Sales over the Year and quarter: The company experienced a substantial growth of 28.93 % in the past year, substantial increase in net sales/revenue by 3.91 %. 🔹 Income over the Year and quarter: There has been decline in other income over the past year which is -37.56 %, Marginal increase in other income during this quarter, up by 63.5%. 🔹 Profit over the Year and quarter: Challenges in sustaining profitability for Fedbank Financial Services Limited. Profit dropped by -71.32 % Year to Year, Fedbank Financial Services Limited’s profitability dropped by -70.94 % Quarter to Quarter. 🔹 EPS over the Year and quarter: EPS declined by -73.96 % Year to Year. EPS decreased by -71.26 % in previous quarter. Analysis needed for shareholder value.
| Metrics | Previous Year | Previous Quarter | Current Quarter | Quarter to Quarter Difference | Year to Year Difference |
|---|---|---|---|---|---|
| Sales | Rs. 413.45 Cr | Rs. 512.98 Cr | Rs. 533.05 Cr | + 3.91 % | + 28.93 % |
| Expenses | Rs. 156.16 Cr | Rs. 206.66 Cr | Rs. 283.91 Cr | + 37.38 % | + 81.81 % |
| Operating Profit | Rs. 257.29 Cr | Rs. 306.32 Cr | Rs. 249.14 Cr | -18.67 % | -3.17 % |
| OPM % | 62.23 % | 59.71 % | 46.74 % | -12.97 % | -15.49 % |
| Other Income | Rs. 16 Cr | Rs. 6.11 Cr | Rs. 9.99 Cr | + 63.5 % | -37.56 % |
| Interest | Rs. 175.75 Cr | Rs. 214.24 Cr | Rs. 221.26 Cr | + 3.28 % | + 25.89 % |
| Depreciation | Rs. 9.74 Cr | Rs. 11.77 Cr | Rs. 12.83 Cr | + 9.01 % | + 31.72 % |
| Profit before tax | Rs. 87.8 Cr | Rs. 86.42 Cr | Rs. 25.04 Cr | -71.03 % | -71.48 % |
| Tax % | 25.5 % | 25.31 % | 25.08 % | -0.23 % | -0.42 % |
| Net Profit | Rs. 65.41 Cr | Rs. 64.55 Cr | Rs. 18.76 Cr | -70.94 % | -71.32 % |
| EPS in Rs | Rs. 1.89 | Rs. 1.73 | Rs. 0.5 | -71.1 % | -73.54 % |
Today, we’re looking at Fedbank Financial Services Limited’s financial performance for the Q3(Dec 2024-25).Starting with the top line, the company reported a robust year-over-year sales growth of 28.93 %. However, it did see a marginal increase of 3.91 % from the previous quarter. Expenses ticked up slightly by 37.38 % quarter-on-quarter, aligning with the annual rise of 81.81 %. Operating profit, while down -3.17 % compared to last year, faced a quarter-on-quarter dip of -18.67 %, signaling a short-term contraction in margins.
The Operating Profit Margin (OPM) % contradicts this narrative, showing weakness on an annual basis with a decrease of -15.49 %, but a shrinkage of -12.97 % sequentially. Other income rose by 63.5 % compared to the last quarter, despite an annual decline of -37.56 %. Interest expenses surged remarkably by 3.28 % from the previous quarter, yet the year-over-year increase remains at a moderate 25.89 %. Depreciation costs climbed by 9.01 % quarter-on-quarter, whereas on an annual scale, they saw an increase of 31.72 %. Profit before tax declined annually by -71.48 % but saw a reduction from the preceding quarter by -71.03 %.
Tax expenses as a percentage of profits decreased slightly by -0.42 % compared to last year, with a more notable quarter-on-quarter decrease of -0.23 %. Net profit fell by -71.32 % year-on-year but witnessed a -70.94 % contraction from the last quarter. And finally, Earnings Per Share (EPS) displayed an annual downturn of -73.54 % but a quarterly fall of -71.1 %. In summary, Fedbank Financial Services Limited’s annual performance indicates steady growth, although the quarter-on-quarter figures suggest some areas may require strategic attention.
| Metrics | Previous Year | Previous Quarter | Current Quarter | Quarter to Quarter Difference | Year to Year Difference |
|---|---|---|---|---|---|
| Sales | Rs. 413.45 Cr | Rs. 512.98 Cr | Rs. 533.05 Cr | + 3.91 % | + 28.93 % |
| Expenses | Rs. 156.16 Cr | Rs. 206.66 Cr | Rs. 283.91 Cr | + 37.38 % | + 81.81 % |
| Operating Profit | Rs. 257.29 Cr | Rs. 306.32 Cr | Rs. 249.14 Cr | -18.67 % | -3.17 % |
| Net Profit | Rs. 65.41 Cr | Rs. 64.55 Cr | Rs. 18.76 Cr | -70.94 % | -71.32 % |
| EPS in Rs | Rs. 1.89 | Rs. 1.73 | Rs. 0.5 | -71.1 % | -73.54 % |
In reviewing Fedbank Financial Services Limited’s 2024-25(Q3) financial snapshot, key trends emerge, shedding light on the company’s performance.Sales saw a robust 28.93 % year-on-year growth, however, there was a minor increase of 3.91 % from the previous quarter. Expenses rose by 81.81 % compared to the previous year, with a 37.38 % increase quarter-on-quarter. Operating Profit dropped by -3.17 % annually, and saw a -18.67 % decrease from the last quarter.
Net Profit showed yearly decrease of -71.32 %, and experienced a -70.94 % decrease from the previous quarter. Earnings Per Share (EPS) fell by -73.54 % annually, however dipped by -71.1 % compared to the last quarter. In essence, while Fedbank Financial Services Limited faces strong annual decline indicators, short-term fluctuations suggest the need for agile strategies to navigate market dynamics effectively. That’s all for now in the financial sector.
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