Ujjivan Financial Services

BSE: 539874 19 Aug 2025

Financial Services

₹ 590.0

Ujjivan Financial Services Limited specializes in Non Banking Financial Company (NBFC) within the Financial Services sector.

Ujjivan Financial Services

BSE: 539874 19 Aug 2025

Financial Services

₹ 590.0

Ujjivan Financial Services Limited specializes in Non Banking Financial Company (NBFC) within the Financial Services sector.

Book Value

299.0

Dividend Yield

0.59%

Debt to Equity

9.56

Stock P/E

8.75

Market Cap

7,179 Cr

Ujjivan Financial Services - Share Price & Details

Market Cap

₹7,179

High /Low

611.0 / 463.0

Stock P/E

8.75

Book Value

₹299.0

Dividend Yield

0.59

ROCE

10.3

ROE

₹32.1

Face Value

10.0

PEG Ratio

0.09

EVEBITDA

₹10.4

Debt

34,774

CMP / FCF

3.57

Debt to equity

₹9.56

NP Ann

1,140

High price all time

615.0

Piotroski score

₹8.0

Graham Number

673.0

No. Eq. Shares

12.2

Net CF

₹159

Net profit

1,120

Price to book value

1.97

Interest Coverage

₹1.71

Low price all time

96.1

Industry PE

21.5

Reserves

₹3,515

Free Cash Flow

₹1,881

Price Chart

Volume Chart

Peer Comparison

Stock	Total Income	Net Profit	Net Sales	EPS	Market Cap (in Cr)	P/E
Satyam Silk Mills Ltd	4.41	1.97	NA	1.06	0
Shikhar Leasing and Trading Ltd.	NA	NA	NA	NA	0
Ujjivan Financial Services Limited	NA	NA	NA	NA	7,179	8.75
CSB Bank Limited	NA	NA	NA	NA	6886	11.5
Tamilnad Mercantile Bank Limit	NA	NA	NA	NA	6809	5.67

Peer Comparison Chart

About Ujjivan Financial Services

Ujjivan Financial Services Limited, with Security Code 539874, is a leading player in the Non Banking Financial Company (NBFC) industry, categorized under the Financial Services sector, offering Equity instruments.

Latest News

Ujjivan Small Finance Bank Ltd (UJJIVANSFB) Stock Analysis | Price, Returns, Financials & Key Metrics

(12 Jun 2025)

Comprehensive Ujjivan Small Finance Bank Ltd (UJJIVANSFB) stock analysis with Score, Quality, Valuation, price movements, total returns, financials,...

Ujjivan Small Finance Bank’s MD on why gender inclusivity is a business imperative

(06 Apr 2025)

The Banking and Financial Services (BFSI) sector has long struggled with gender representation at leadership levels. A 2019 Deloitte survey revealed that...

Ujjivan SFB Q4 Update: Total deposits climb 20% to ₹37,617 crore, disbursements jump 39%

(04 Apr 2025)

Ujjivan Small Finance Bank Ltd. announced a robust performance in its fourth-quarter business update on Friday, with total deposits climbing 9.1% quarter-on-...

Quarterly Table

Standalone Consolidated

Metrics	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023
Sales	0.0	0.0	0.0	0.0	0.0	0.0	119.0	11.0	72.0	0.0
Expenses	1.1	1.0	1.2	0.5	0.6	0.9	0.8	0.7	0.7	0.6
Operating Profit	-1.1	-1.0	-1.2	-0.5	-0.6	-0.9	118.2	10.3	71.3	-0.6
OPM %	0%	0%	0%	0%	0%	0%	99.3%	93.32%	99.03%	0%
Other Income	1.7	1.6	1.7	1.7	1.9	2.2	2.5	3.4	4.0	4.2
Interest	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Depreciation	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Profit before tax	0.6	0.7	0.5	1.2	1.3	1.3	120.6	13.6	75.3	3.6
Tax %	24.5%	35.3%	34.2%	22.8%	25.8%	29.1%	12.5%	14%	13.1%	24.4%
Net Profit	0.5	0.4	0.4	0.9	0.9	0.9	105.6	11.7	65.4	2.7
EPS in Rs	0.04	0.04	0.03	0.08	0.077	0.08	8.68	1.93	5.37	0.22

Metrics	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023
Sales	700.4	736.2	708.1	850.5	1,039.6	1,144.3	1,231.2	1,375.1	1,496.2	1,575.7
Expenses	563.5	520.9	676.6	409.0	285.4	365.3	515.6	509.7	530.3	599.6
Operating Profit	136.9	215.3	31.5	441.5	754.2	779.0	715.6	865.4	966.0	976.0
OPM %	19.54%	29.25%	4.45%	51.91%	72.55%	68.08%	58.12%	62.93%	64.56%	61.94%
Other Income	35.7	-4.3	24.4	41.3	59.9	50.1	97.0	80.9	62.0	58.9
Interest	265.8	261.6	261.4	282.2	337.3	390.7	452.6	499.5	572.1	616.6
Depreciation	39.6	40.2	37.5	37.7	39.6	42.8	41.9	39.3	41.6	48.8
Profit before tax	-132.9	-90.8	-243.0	162.8	437.3	395.6	318.1	407.5	414.3	369.6
Tax %	25.3%	24.9%	25.3%	27.2%	27.9%	24.7%	27.2%	26.8%	25.5%	23.8%
Net Profit	-99.3	-68.2	-181.6	118.6	315.4	298.0	231.7	298.4	308.8	281.5
EPS in Rs	-6.8	-4.66	-12.43	8.13	21.121	18.12	13.74	18.07	18.29	16.81

Shareholding Distribution

Shareholding Pattern

Compounded Data

Consolidated

Standalone

Compounded Sales Growth
10 Years:	-6%
5 Years:	75%
3 Years:	82%
TTM:	1785%

Compounded Profit Growth
10 Years:	13%
5 Years:	155%
3 Years:	131%
TTM:	5275%

Stock Price CAGR
10 Years:	0%
5 Years:	12%
3 Years:	58%
1 Year:	-2%

Compounded Sales Growth
10 Years:	0%
5 Years:	25%
3 Years:	17%
TTM:	40%

Compounded Profit Growth
10 Years:	0%
5 Years:	103%
3 Years:	47%
TTM:	0%

Stock Price CAGR
10 Years:	0%
5 Years:	12%
3 Years:	58%
1 Year:	-2%

All Deals

Date	Stock	Party	Deal	Acq. Mode	Trans.	Quan.	Price	Value

Ujjivan Financial Services

Ujjivan Financial Services

Ujjivan Financial Services - Share Price & Details

Price Chart

Volume Chart

Peer Comparison

Peer Comparison Chart

About Ujjivan Financial Services

Latest News

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Ujjivan, ESAF, Utkarsh, Suryoday: What to expect from SFBs in Q1 FY26

Ujjivan Small Fin slips 7% on releasing Q1FY26 business update; Details

Ujjivan Small Finance Bank Ltd (UJJIVANSFB) Stock Analysis | Price, Returns, Financials & Key Metrics

Ujjivan Small Finance Bank’s MD on why gender inclusivity is a business imperative

Ujjivan SFB Q4 Update: Total deposits climb 20% to ₹37,617 crore, disbursements jump 39%

Ujjivan Small Finance Bank Takes 91% Haircut On Rs 364 Crore Bad Loan Sale

Accumulat Ujjivan Small Finance Bank; target of Rs 41: Geojit Financial Services

Ujjivan Small Finance applies for universal banking license with RBI

Ujjivan, Arohan, Asirvad lower lending rate from January

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Ujjivan Small Finance Bank sees 10% growth in advances despite 12% drop in microfinance

Ujjivan Small Finance Bank shows strong deposit growth, modest loan book expansion in Q3 update

Ujjivan Small Finance Bank: The bank has set forth a gold standard for resilience

Ujjivan Small Finance Bank Share Price

Ujjivan Small Finance Bank surges 9% as board offloads bad loans worth ₹270 crore

CreditAccess Grameen To Ujjivan: Microfinance Stocks Gain On New Regulations For Lending, Interest Rates

Ujjivan Small Fin up 9% on selling stressed loan portfolio worth Rs 270 cr

Ujjivan Small Finance Bank to sell Rs 270 crore in bad loans to asset reconstruction firms

Ujjivan Small Finance Bank to apply for universal licence this fiscal: MD Sanjeev Nautiyal

Ujjivan Financial Services Limited announced that it expects to receive INR 3 billion in funding from CDC Group plc, Bajaj Holdings & Investment Limited, NewQuest Asia Investments Limited, CX Partners, International Finance Corporation, Elevar Equity, LLC

Ujjivan Small Finance Bank Q2 results: Net profit declines 23%, net interest income 10% up

Ujjivan Small Finance Bank Q2 net profit dips ~23% y-o-y

Ujjivan Small Finance Bank Q2 results: Net profit falls 29% to Rs 233 cr

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Banking on sound: Ujjivan's sonic strategy for financial inclusion

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Ujjivan Small Finance Bank Q1 Results: PAT down 7% at Rs 301 crore

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9 NBFCs Surrender Registration Certificates - RBI

Nine NBFCs including Fino Finance surrender certificate of registration

Ujjivan Financial Services, Fino Finance, other NBFCs surrender licenses

Stock To Add: Add Bank Stock For TP Rs 57, Record Date For Rs 1.5/Sh Dividend Fixed

Bank Reverse Merger: Luthra & Luthra on Ujjivan Group Reverse Merger

Top Small Finance Bank Stocks in India 2024

Luthra And Luthra Leads INR 70 Billion Reverse Merger For Ujjivan Group's Listed Companies With Sole...

Ujjivan Financial Services Share Price

NSE excludes Brightcom Group, Ujjivan Financial Services from several Nifty indices

Ujjivan Financial Services fixes record date for scheme of amalgamation

Bank Stock Under Rs 100: BUY Ujjivan SFB shares after NCLT order?

How Ujjivan Small Finance Bank is planning to hit the big league

Both retail investors who control a good portion of Ujjivan Financial Services Limited (NSE:UJJIVAN) along with institutions must be dismayed after last week's 8.9% decrease

Ujjivan Financial Services: Strong Fundamentals and Bullish Technicals Make it a Potential Investment Option

Buy Ujjivan Financial Services, target price Rs 717: HDFC Securities

Ittira Davis nurses Ujjivan SFB back to health. Now he must find his replacement

Ujjivan SFB targets highest-ever profit in Q4: MD

We want to become a mass market bank: Ittira Davis, MD & CEO, Ujjivan Small Finance Bank - ET Edge

Ujjivan Small Finance Bank reverse merger hearing date set for January 30

Ujjivan Small Finance Bank Reverse Merger: All You Need To Know

How to benefit from reverse merger of Ujjivan Financial Services

Ujjain Small Finance Bank Merger with Ujjivan Financial Services

Ujjivan Financial Services board okays amalgamation with Ujjivan SFB

Ujjivan Financial Services names Sanjeev Barnwal as new CEO

Ujjivan Financial Services appoints Sanjeev Barnwal as CEO

Ittira Davis resigns as CEO of Ujjivan Financial Services

Avendus Capital advised Ujjivan Financial Services Private Ltd and some of its shareholders on its INR 6,000 million financing transaction including a combination of primary issuance of shares and partial exit to select shareholders.

Company Updates

Quarterly Table

Shareholding Distribution

Shareholding Pattern

Compounded Data

All Deals

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Stock Mutual Funds Data