Quarterly Table
| Metrics | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 |
|---|
| Revenue | 6,155.0 | 6,716.6 | 7,143.9 | 7,225.3 | 7,350.7 | 7,809.2 | 8,337.1 | 8,334.8 | 8,202.6 | 8,509.4 |
|---|
| Interest | 3,407.5 | 3,432.1 | 3,631.1 | 4,049.4 | 4,323.0 | 4,657.4 | 4,796.2 | 4,787.1 | 4,792.1 | 4,969.3 |
|---|
| Expenses | 3,034.4 | 3,392.2 | 4,033.2 | 3,109.6 | 3,525.9 | 3,372.5 | 3,546.3 | 3,910.6 | 2,425.1 | 3,362.7 |
|---|
| Financing Profit | -286.9 | -107.7 | -520.4 | 66.4 | -498.2 | -220.7 | -5.4 | -362.9 | 985.4 | 177.5 |
|---|
| Financing Margin % | -4.7% | -1.6% | -7.3% | 0.9% | -6.8% | -2.8% | -0.1% | -4.4% | 12% | 2.1% |
|---|
| Other Income | 910.0 | 919.2 | 1,423.6 | 958.6 | 1,061.3 | 1,329.7 | 1,361.7 | 1,165.1 | 1,646.7 | 1,229.2 |
|---|
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
|---|
| Profit before tax | 623.1 | 811.4 | 903.2 | 1,025.0 | 563.1 | 1,109.0 | 1,356.3 | 802.3 | 2,632.1 | 1,406.7 |
|---|
| Tax % | -48.9% | -43.5% | -36.8% | -59.2% | 7.5% | -35.3% | -40.5% | 9.7% | -24.8% | -31.8% |
|---|
| Net Profit | 318.2 | 458.2 | 571.0 | 418.4 | 605.4 | 717.9 | 807.3 | 879.9 | 1,978.0 | 958.9 |
|---|
| EPS in Rs | 0.37 | 0.53 | | 0.48 | 0.7 | 0.83 | 0.93 | 1.01 | 1.05 | 1.1 |
|---|
| Gross NPA % | 9.67% | 8.85% | 8.44% | 4.95% | 4.62% | 4.5% | 4.5% | 4.54% | 4.59% | 3.86% |
|---|
| Net NPA % | 2.95% | 2.09% | 1.77% | 1.75% | 1.64% | 1.27% | 1.23% | 0.73% | 0.69% | 0.59% |
|---|
| Metrics | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 |
|---|
| Revenue | 6,184.4 | 6,746.2 | 7,171.4 | 7,259.0 | 7,376.8 | 7,841.9 | 8,371.2 | 8,367.0 | 8,235.3 | 8,541.8 |
|---|
| Interest | 3,421.1 | 3,444.0 | 3,642.9 | 4,061.8 | 4,337.7 | 4,671.9 | 4,811.0 | 4,801.5 | 4,806.5 | 4,983.6 |
|---|
| Expenses | 3,039.3 | 3,401.2 | 4,042.7 | 3,118.1 | 3,533.6 | 3,377.3 | 3,560.8 | 3,919.8 | 3,500.0 | 3,373.0 |
|---|
| Financing Profit | -276.0 | -99.0 | -514.2 | 79.1 | -494.5 | -207.2 | -0.6 | -354.3 | -71.2 | 185.3 |
|---|
| Financing Margin % | -4.5% | -1.5% | -7.2% | 1.1% | -6.7% | -2.6% | -0% | -4.2% | -0.9% | 2.2% |
|---|
| Other Income | 908.7 | 919.4 | 1,424.3 | 959.1 | 1,061.7 | 1,329.3 | 1,363.1 | 1,166.4 | 1,648.9 | 1,232.4 |
|---|
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
|---|
| Profit before tax | 632.8 | 820.4 | 910.0 | 1,038.1 | 567.2 | 1,122.1 | 1,362.5 | 812.1 | 1,577.7 | 1,417.7 |
|---|
| Tax % | -48.6% | -43.2% | -36.8% | -58.8% | 7.3% | -35.2% | -40.4% | 9.2% | -41.6% | -31.7% |
|---|
| Net Profit | 344.3 | 476.1 | 592.1 | 498.4 | 622.9 | 737.9 | 817.5 | 944.7 | 926.0 | 966.1 |
|---|
| EPS in Rs | 0.39 | 0.55 | | 0.57 | 0.72 | 0.85 | 0.94 | 1.09 | 1.06 | 1.11 |
|---|
| Gross NPA % | 9.64% | 8.83% | 8.41% | 4.95% | 4.61% | 4.5% | 4.5% | 4.54% | 4.59% | 3.87% |
|---|
| Net NPA % | 2.95% | 2.09% | 1.77% | 1.75% | 1.64% | 1.28% | 1.24% | 0.75% | 0.7% | 0.61% |
|---|
Shareholding Distribution
Shareholding Pattern
Key Non-Promoter Stakeholder Activity
| Person Category |
Total After Acquisition Shares |
Compounded Data
| Compounded Sales
Growth |
| 10 Years: |
2% |
| 5 Years: |
7% |
| 3 Years: |
14% |
| TTM: |
10% |
| Compounded Profit
Growth |
| 10 Years: |
20% |
| 5 Years: |
40% |
| 3 Years: |
54% |
| TTM: |
48% |
| Stock Price CAGR |
| 10 Years: |
-10% |
| 5 Years: |
23% |
| 3 Years: |
29% |
| 1 Year: |
-43% |
| Compounded Sales
Growth |
| 10 Years: |
2% |
| 5 Years: |
7% |
| 3 Years: |
14% |
| TTM: |
10% |
| Compounded Profit
Growth |
| 10 Years: |
19% |
| 5 Years: |
39% |
| 3 Years: |
55% |
| TTM: |
47% |
| Stock Price CAGR |
| 10 Years: |
-10% |
| 5 Years: |
23% |
| 3 Years: |
29% |
| 1 Year: |
-43% |
